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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

Home Equity Loan Calculator

There are many ways to tap into the equity in your home, including a home equity loan. Our home equity loan calculator can...

How to Use Home Equity for Renovations & Home Improvements

Home equity loans and home equity lines of credit can be smart ways to cover...

How to Use a HELOC to Pay Off Student Loans

Your home’s equity is an often-untapped asset that can be used to fund projects or consolidate debt. Here’s how a HELOC can help...

HELOC vs. Home Equity Loan

Both home equity lines of credit (HELOCs) and home equity loans allow homeowners to borrow against their home’s value. Is one better than...

Can You Take Out a Home Equity Loan on a Paid-Off House?

Yes, you can still take out a loan against your house—even when it’s fully paid...

Are Home Equity Loans Tax-Deductible?

Home equity loans can put cash in hand for a variety of expenses. The interest you pay on the loan may be deductible,...

Can I Use a Home Equity Loan to Buy Another House?

Using the equity in your primary home can be one way to fund the purchase...

What Does Dave Ramsey Think About Home Equity Loans?

Here’s why Dave Ramsey often advises against all types of debt, including home equity loans...

How to Calculate Home Equity

Need to determine your home equity? Here’s how to do it—and what it means for your finances.

Home Equity Loan Closing Costs & Fees

Home equity loans and HELOCs can turn your equity into cash, but they come with costs.