About Jess Ullrich
Current Role
Finance writer
Expertise
- Banking
- Insurance
- Investing
- Loans
Degrees
- Bachelor's degree and master's degree in education from the University of Massachusetts Lowell
Personal Finance Experience
Jess has been enjoying life as a freelance financial writer since May 2022. Previously, she was an editor at two popular online financial publications, one of which she helped grow from the ground up. She also spent nearly five years in an editorial role at a blockchain media agency, where she worked on content campaigns for major financial firms.
In her spare time, you can find Jess reading about investing and personal finance, working in her garden, or spending time with family.
Latest from Jess Ullrich
What Does “Same as Cash” Mean?
Same-as-cash financing may sound like a terrific option to cover a large purchase. But these offers can cost you if you don’t read...
Can You Refinance Your Auto Loan?
You can refinance your auto loan if you meet a lender’s requirements. Whether you should is another matter that depends on your goals...
What LTV Is Needed for a Home Equity Loan or HELOC?
Maximum loan-to-value (LTV) requirements for home equity loans and HELOCs vary depending on many factors,...
What Is a Home Sale-Leaseback and How Does It Work?
If you’re researching ways to access your home equity, a home-sale leaseback is an option....
How Much Equity Do You Need for a HELOC?
The amount of equity you'll need for a HELOC will vary by lender, but usually needs to be at least 10% to 20%.
Is a Home Equity Loan a Good Idea?
Home equity loans can be a good way to pay for home repairs and sudden expenses, but they’re not always the best move....
How to Avoid Student Loan Scams
Student loan scams are more common than you might think. Here’s how to avoid them, as well as how to get the help...
Federal Student Loans
There are a few different types of federal student loans that can be used to pay for your education. Student loan borrowers should...
Current Federal Student Loan Limits
Students can’t borrow an unlimited amount in federal student loans. Limits apply based on financial aid they receive, their dependency status, and other...
How to Stop IRS Wage Garnishment
If you owe a debt to the IRS, the agency may start garnishing your wages to pay the balance you owe. Here are...