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Jess Ullrich

Jess is a personal finance writer who's been creating online content since 2009. She specializes in banking, insurance, investing, and loans, and is a former financial editor at two popular online publications.

About Jess Ullrich

Current Role

Finance writer

Expertise

  • Banking
  • Insurance
  • Investing
  • Loans

Degrees

  • Bachelor's degree and master's degree in education from the University of Massachusetts Lowell

Personal Finance Experience

Jess has been enjoying life as a freelance financial writer since May 2022. Previously, she was an editor at two popular online financial publications, one of which she helped grow from the ground up. She also spent nearly five years in an editorial role at a blockchain media agency, where she worked on content campaigns for major financial firms.

In her spare time, you can find Jess reading about investing and personal finance, working in her garden, or spending time with family.

Latest from Jess Ullrich

Can You Refinance Your Auto Loan?

You can refinance your auto loan if you meet a lender’s requirements. Whether you should is another matter that depends on your goals...

How Does a Home Sale-Leaseback Work?

If you’re researching ways to access your home equity, a home-sale leaseback is an option. Here’s how it works and what to know.

How Much Equity Do You Need for a HELOC?

The amount of equity you'll need for a HELOC will vary by lender, but usually needs to be at least 10% to 20%.

Is a Home Equity Loan a Good Idea?

Home equity loans can be a good way to pay for home repairs and sudden expenses, but they’re not always the best move....

Federal Student Loans

There are a few different types of federal student loans that can be used to pay for your education. Student loan borrowers should...

Current Federal Student Loan Limits

Students can’t borrow an unlimited amount in federal student loans. Limits apply based on financial aid they receive, their dependency status, and other...

Home Equity Loan Closing Costs & Fees

Home equity loans and HELOCs can turn your equity into cash, but they come with costs.

How to Stop IRS Wage Garnishment

If you owe a debt to the IRS, the agency may start garnishing your wages to pay the balance you owe. Here are...

Student Loan Eligibility Requirements

Private student lenders have a number of requirements you’ll need to meet before you’re approved for a loan. Knowing these five common requirements...

Cash-Out Auto Refinance: What It Is & When It Makes Sense

Cash-out refinancing for your car lets you get cash to pay emergency expenses or get...