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Jess Ullrich

Jess is a personal finance writer who's been creating online content since 2009. She specializes in banking, insurance, investing, and loans, and is a former financial editor at two popular online publications.

About Jess Ullrich

Current Role

Finance writer


  • Banking
  • Insurance
  • Investing
  • Loans


  • Bachelor's degree and master's degree in education from the University of Massachusetts Lowell

Personal Finance Experience

Jess has been enjoying life as a freelance financial writer since May 2022. Previously, she was an editor at two popular online financial publications, one of which she helped grow from the ground up. She also spent nearly five years in an editorial role at a blockchain media agency, where she worked on content campaigns for major financial firms.

In her spare time, you can find Jess reading about investing and personal finance, working in her garden, or spending time with family.

Latest from Jess Ullrich

How to Refinance Part of Your Student Loans

You may have heard that refinancing your federal student loans can come with drawbacks, which is true. If you refinance your federal loans,...

Does Refinancing Student Loans Save Money?

Refinancing your student loans involves applying for a new private loan to pay off one or more federal or private student loans. This...

Does Refinancing Affect Student Loan Forgiveness?

Refinancing involves replacing an existing student loan (or multiple loans) with a new one from...

Can 529 Funds Be Used on Student Loans?

Due to the high cost of college, saving enough for school can seem impossible. Fortunately, the right investment vehicle can simplify the process,...

Types of Auto Loans

According to AAA’s Your Driving Costs study, the average purchase price of a vehicle in the U.S. is $34,876 in 2023—an increase of...

How Much Home Equity Do I Need for a HELOC?

A home equity line of credit, or HELOC, is a flexible financing option for eligible borrowers with sufficient home equity. With a HELOC,...

How to Restructure Your Student Loan

Student loans can amount to a big monthly cost, and depending on your situation, you may have several federal and private student loans...

How Is Home Value Determined for a HELOC?

Home equity lines of credit (HELOCs) offer flexibility if you’re planning a home renovation or need to cover another large cost. You can...

Types of Homeowners Insurance

There are several types of homeowners policies available. Here’s what to know about coverage and how to choose the best option.

Impact of Pets on Renters Insurance

Getting a new pet could impact your renters insurance coverage. Here’s what to know if you’re bringing home a furry family member.