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Jess Ullrich

Jess is a personal finance writer who's been creating online content since 2009. She specializes in banking, insurance, investing, and loans, and is a former financial editor at two popular online publications.

About Jess Ullrich

Current Role

Finance writer


  • Banking
  • Insurance
  • Investing
  • Loans


  • Bachelor's degree and master's degree in education from the University of Massachusetts Lowell

Personal Finance Experience

Jess has been enjoying life as a freelance financial writer since May 2022. Previously, she was an editor at two popular online financial publications, one of which she helped grow from the ground up. She also spent nearly five years in an editorial role at a blockchain media agency, where she worked on content campaigns for major financial firms.

In her spare time, you can find Jess reading about investing and personal finance, working in her garden, or spending time with family.

Latest from Jess Ullrich

Types of Homeowners Insurance

There are several types of homeowners policies available. Here’s what to know about coverage and how to choose the best option.

Impact of Pets on Renters Insurance

Getting a new pet could impact your renters insurance coverage. Here’s what to know if you’re bringing home a furry family member.

What Does “Same as Cash” Mean?

Same-as-cash financing may sound like a terrific option to cover a large purchase. But these offers can cost you if you don’t read...

Best Auto Loan Refinance for Bad Credit

While many lenders require that borrowers have good credit to refinance an auto loan, certain ones may work with you even if your...

How Is HELOC Interest Calculated?

Interest on a HELOC works differently than interest on a mortgage or home equity loan. Here’s what to know.

Best Non-Owner-Occupied HELOCs

HELOCs for investment properties are available from certain lenders, but they can be tough to get. Here’s what to know if you want...

When You Should and Shouldn’t Use a Credit Card

Credit card balances can multiply if you use a card for every expense. Here’s guidance...

How Does a Home-Sale Leaseback Work?

If you’re researching ways to access your home equity, a home-sale leaseback is an option. Here’s how it works and what to know.

How to Change Your Student Loan Servicer

An unresponsive or unsatisfying student loan servicer can be a challenge, but you might be able to change your loan servicer.

Student Loans for Police Academy

If you’re wondering how you’ll pay for police academy tuition, you may have several options. You could qualify for federal or private student...