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Jess Ullrich

Jess is a personal finance writer who's been creating online content since 2009. She specializes in banking, insurance, investing, and loans, and is a former financial editor at two popular online publications.

About Jess Ullrich

Current Role

Finance writer


  • Banking
  • Insurance
  • Investing
  • Loans


  • Bachelor's degree and master's degree in education from the University of Massachusetts Lowell

Personal Finance Experience

Jess has been enjoying life as a freelance financial writer since May 2022. Previously, she was an editor at two popular online financial publications, one of which she helped grow from the ground up. She also spent nearly five years in an editorial role at a blockchain media agency, where she worked on content campaigns for major financial firms.

In her spare time, you can find Jess reading about investing and personal finance, working in her garden, or spending time with family.

Latest from Jess Ullrich

How to Pay Off $200K in Student Loans

According to a 2024 report from the Education Data Initiative, the average student loan debt per borrower is around $39,981 in total. Outstanding...

What to Do If Your Student Loans Were Sold to Another Company

If you’ve borrowed student loans to pay for college, your loan may be transferred or...

Do Student Loans Have Compound or Simple Interest?

If you take out student loans to pay for school, you’ll pay interest on what...

How the 401(k) Student Loan Match Works

In the past, many employees have had to choose between saving for retirement or making student loan payments. Because student loans often have...

What Are the Tax Implications With Personal Loans?

A personal loan can cover many costs, including home improvements, medical bills, and credit card...

How to Prequalify for a Personal Loan

Securing a personal loan can help if an unexpected cost arises, you want to consolidate high-interest debt, or you’re planning a home improvement...

Are Personal Loans Variable or Fixed Rate?

Personal loans can help you pay for various expenses, from unexpected medical bills to surprise home repairs. These loans often have lower rates...

How to Prequalify for an Auto Loan Refinance

Many borrowers choose to refinance their auto loans if they can qualify for lower interest rates. A lower rate could save you hundreds...

What Are Fix-and-Flip Loans?

Flipping homes can be a lucrative real estate investing strategy if your renovations are on point and you have a solid understanding of...

How to Refinance Part of Your Student Loans

You may have heard that refinancing your federal student loans can come with drawbacks, which is true. If you refinance your federal loans,...