About Jess Ullrich
Current Role
Finance writer
Latest from Jess Ullrich
How to Prequalify for an Auto Loan Refinance
Many borrowers choose to refinance their auto loans if they can qualify for lower interest rates. A lower rate could save you hundreds...
What Are Fix-and-Flip Loans?
Flipping homes can be a lucrative real estate investing strategy if your renovations are on point and you have a solid understanding of...
Does Refinancing Student Loans Save Money?
Refinancing your student loans involves applying for a new private loan to pay off one or more federal or private student loans. This...
12 Types of Auto Loans
With rising vehicle prices, many people use auto loans to make car buying more affordable. Whether you’re looking for a loan through a...
How Is Home Value Determined for a HELOC?
Home equity lines of credit (HELOCs) offer flexibility if you’re planning a home renovation or need to cover another large cost. You can...
What Does “Same as Cash” Mean?
Same-as-cash financing may sound like a terrific option to cover a large purchase. But these offers can cost you if you don’t read...
What LTV Is Needed for a Home Equity Loan or HELOC?
Maximum loan-to-value (LTV) requirements for home equity loans and HELOCs vary depending on many factors,...
What Is a Home Sale-Leaseback, and How Does It Work?
If you’re researching ways to access your home equity, a home-sale leaseback is an option....
How Much Equity Do You Need for a HELOC?
The amount of equity you'll need for a HELOC will vary by lender, but usually needs to be at least 10% to 20%.
Is a Home Equity Loan a Good Idea? Benefits, Risks, and Alternatives Explained
Home equity loans can be a good way to pay for home repairs and sudden...