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Jess Ullrich

Jess is a personal finance writer who's been creating online content since 2009. She specializes in banking, insurance, investing, and loans, and is a former financial editor at two popular online publications.

About Jess Ullrich

Current Role

Finance writer

Expertise

  • Banking
  • Insurance
  • Investing
  • Loans

Degrees

  • Bachelor's degree and master's degree in education from the University of Massachusetts Lowell

Personal Finance Experience

Jess has been enjoying life as a freelance financial writer since May 2022. Previously, she was an editor at two popular online financial publications, one of which she helped grow from the ground up. She also spent nearly five years in an editorial role at a blockchain media agency, where she worked on content campaigns for major financial firms.

In her spare time, you can find Jess reading about investing and personal finance, working in her garden, or spending time with family.

Latest from Jess Ullrich

Student Loan Eligibility Requirements

Private student lenders have a number of requirements you’ll need to meet before you’re approved for a loan. Knowing these five common requirements...

Cash-Out Auto Refinance: What It Is & When It Makes Sense

Cash-out refinancing for your car lets you get cash to pay emergency expenses or get...

When to Refinance an Auto Loan

Refinancing can be a great way to lower your car payment or reduce the amount of interest you pay over time. It’s not...

Hot Tub Financing: Compare Your Options

Hot tubs can be expensive, but you can finance one with a personal loan or by leveraging your home equity.

How to Write a Financial Aid Appeal Letter

If you've been denied financial aid—or offered far less than you think you're eligible for—you can submit a financial aid appeal letter to...

Should I Consolidate My Student Loans?

Private consolidation can change the interest rate and repayment term on your loan, while a Direct Consolidation Loan allows you to change your...

14 Alternatives to Payday Loans

Payday loans are a fast funding option, but they’re costly for borrowers. These alternative financing options are likely a better choice.

Can Personal Loans Improve Your Credit Score?

It may seem counterintuitive that more debt could result in better credit, but getting a loan could boost your credit score. Here’s the...

Ultimate Guide to Refinancing Student Loans

You refinance student loans by taking out a new loan to pay off your old one. Refinancing can change your payment terms, interest...

How Does Student Loan Interest Work?

Student loan interest rates affect how long it takes to pay back your loans, so understanding how interest rates work is crucial.