Christy Rakoczy

Christy Rakoczy is an experienced personal finance and legal writer who has been writing full time since 2008. She earned her JD at UCLA and graduated from the University of Rochester with a degree in media and communications. Her work has been featured on CNN Money, MSN Money, Yahoo Finance, USA Today, and more.

Articles by Christy Rakoczy:

07
Nov
Should I Consolidate My Student Loans?

Private consolidation can change the interest rate and repayment term on your loan, while a Direct Consolidation Loan allows you to change your payment plan—and potentially reduce your payment—but doesn't change the rate of interest you pay.

Posted in: Student Loans,
07
Nov
Personal Loan Calculator: Estimate Your Payments

Our personal loan calculator will help you see what your monthly payment and total interest costs would be for different loans so you can determine what’s affordable.

Posted in: Personal Loan Information, Personal Loans,
Tags: ptype_calculator,
07
Nov
FHA Loan Rates for November 2019

FHA loans make it easier to qualify for mortgages since the Federal Housing Administration backs all loans. FHA loan rates change over time and your own financial profile can affect the rate you'll pay.

Posted in: Mortgages, Rates,
Tags: ptype_cornersecond,
07
Nov
Chase Personal Loans: Compare Alternatives

Chase doesn't offer personal loans. However, there are plenty of other great options including SoFi, LendingClub, Citizens Bank, and more.

Posted in: Personal Loans,
Tags: ptype_review,
07
Nov
Best Mortgage Rates of November 2019

Mortgage rates change as the indices they’re tied to fluctuate. Also, different lenders charge different rates. If you want the best mortgage rates, you will need to compare quotes and work on improving your own financial standing.

Posted in: Mortgages,
Tags: ptype_cornersecond,
06
Nov
Bank of America Personal Loans Review

Bank of America doesn't offer personal loans. Alternative lenders include SoFi, Citizens Bank, LightStream, and Best Egg.

Posted in: Personal Loans,
Tags: ptype_alternatives,
06
Nov
Quick Loans: How to Find Fast Cash in 2019

When you need money fast, one of your options is to look for quick loans. However, you need to be careful about which lenders you trust, as some companies take advantage of your need for fast cash by offering loans with very bad terms.

Posted in: Personal Loan Resources, Personal Loans,
Tags: ptype_cornersecond,
04
Nov
Is There Pet Insurance with No Waiting Period?

Pet insurance policies always have a waiting period because insurers don't want you to sign up after your pet has already become sick or hurt. But accident-only policies may have a shorter waiting period, and waiting periods differ from one insurance company to another. Sign up for coverage before your pet gets sick and make sure to shop around for the most comprehensive p

Posted in: Insurance, Pet Insurance, Pet Insurance,
04
Nov
Allstate Pet Insurance Review

Allstate pet insurance provides comprehensive health insurance coverage for animals, including pet health coverage for accidents and illness. Even conditions that are expensive to treat, such as cancer, can be covered.

Posted in: Insurance, Pet Insurance,
Tags: product review, ptype_review,
04
Nov
Best Student Loans

Compare the best student loans to find an option that works for you. See loans from the government as well as private companies.

Posted in: Student Loans,