Christy Rakoczy

Christy Rakoczy

Christy Rakoczy is an experienced personal finance and legal writer who has been writing full time since 2008. She earned her JD at UCLA and graduated from the University of Rochester with a degree in media and communications. Her work has been featured on CNN Money, MSN Money, Yahoo Finance, USA Today, and more.

Articles by Christy Rakoczy:

04
Sep
How to Calculate Home Equity

Home equity is the difference between the value of your home and your current outstanding mortgage debt.

Posted in: Home Equity, Resources,
04
Sep
What Are Uncertified Student Loans?

Students are often limited to borrowing up to a school-certified cost of attendance. Uncertified student loans can exceed this limit, giving you more control over how much you can borrow and how you use the funds.

Posted in: Student Loans,
04
Sep
Can You Refinance Student Loans More Than Once?

You can refinance student loans more than once if you are eligible. It is a good idea to do so if you are eligible for a lower interest rate than what you are currently paying.

Posted in: Refinancing Student Loans, Student Loans,
04
Sep
Chase Personal Loans: Compare Alternatives

Chase doesn't offer personal loans. However, the companies below have been vetted by our editorial team and are highly rated.

Posted in: Personal Loans,
04
Sep
Christmas Loans: How & Where to Borrow Money for Christmas

Borrowing for Christmas isn't always a good idea, but the gifts, travel, and festivities can get expensive. If you need a Christmas loan this guide will show you your safest option based on your credit.

Posted in: Personal Loans,
04
Sep
Figure Home Equity Line Review

Figure offers a loan called the Figure Home Equity Line. It’s an all-digital product, which means you can get approved virtually instantly and receive funding quickly. You can use loan funds for any purpose and interest rates are considered competitive.

Posted in: Home Equity, Reviews,
04
Sep
How to Take Out a Personal Loan to Pay Off Credit Card Debt

It can make sense to use a personal loan to pay off credit card debt if you can get one with a lower interest rate than your credit cards.

Posted in: Personal Loan Uses (1), Personal Loans,
04
Sep
ATV Loans & Other UTV Financing Options

ATV loans can help you afford the cost of an all-terrain vehicle. If you decide to get an ATV loan, it's important to consider all your financing options.

Posted in: Credit Cards, Personal Loan Uses (2), Personal Loans,
03
Sep
Earnest Student Loans Review

Earnest provides both private student loans and student loan refinancing. Known for flexible loan terms, Earnest is a lender worthy of consideration if you need to finance your education or refinance existing student debt.

Posted in: Student Loan Reviews, Student Loans,
02
Sep
Point Home Equity Review: An Alternative Way to Sell Equity in Your Home

Point Home Equity will invest in your home equity, allowing you to access cash without borrowing. You don’t make monthly payments, but you will need to buy back your equity when you sell the home or by the end of your end of the term.

Posted in: Home Equity, Reviews,