About Christy Rakoczy
Current Role
Personal finance writer
Expertise
- Student Loans
- Mortgages
- Insurance
Achievements
- CALI Excellence For The Future Award Winner
Degrees
- Bachelor's degree and certificate of business management from the University of Rochester, Juris Doctor from UCLA School of Law
Personal Finance Experience
Christy began her writing career in 2008 producing informational websites for attorneys after working for several years as a college instructor.
She soon transitioned into the field of personal finance, putting her law degree and business certification to use helping people better manage their money. Christy writes about all aspects of financial management, from learning how to budget to managing student loans.
Latest from Christy Rakoczy
How to Cancel Whole Life Insurance
If you cancel a whole life insurance policy when you haven't had it for very long, you face surrender fees and may not...
Best Term Life Insurance Companies
The best term life insurance is a policy that both provides you with an appropriate death benefit and charges affordable premiums for coverage....
How Do Life Insurance Nicotine Tests Work?
Life insurance for smokers is more expensive because smokers are at greater risk of passing away while they're covered by their insurance policy....
PAYE vs. REPAYE: Which Student Loan Repayment Plan is Better?
Both PAYE and REPAYE cap your payments at 10% of your monthly discretionary income. The...
Federal Direct Stafford Loans
A Stafford Loan is a student loan made available by the federal government. These federal student loans can be one of the most...
FedLoan Servicing Review: How They Manage Student Debt
If you have federal student loans through the U.S. Department of Education, FedLoan may be...
Paying Off Medical School Debt: How Long it Takes & How to Do It
The amount of time it takes to pay off medical school debt depends how much...
Discover Personal Loans Review
Discover Personal Loans are great for borrowers with good to excellent credit. They'll receive reasonable interest rate, no fees, and flexibility in their...
Pave Personal Loan Review
If you're looking for a Pave personal loans review because you wanted a Pave loan, you'll need to find a different lender. Alternatives...
Allstate Pet Insurance Review
Allstate pet insurance provides comprehensive health insurance coverage for animals, including pet health coverage for accidents and illness. Even conditions that are expensive...