Christy Rakoczy

Christy Rakoczy is an experienced personal finance and legal writer who has been writing full time since 2008. She earned her JD at UCLA and graduated from the University of Rochester with a degree in media and communications. Her work has been featured on CNN Money, MSN Money, Yahoo Finance, USA Today, and more.

Articles by Christy Rakoczy:

04
Feb
How to Refinance Sallie Mae Loans

You can refinance Sallie Mae loans with a number of lenders. Before you refinance, consider whether taking out a refinance loan will lower your rate or help financially in other ways.

Posted in: Student Loans,
04
Feb
Buying a House With Student Loan Debt

Student loan debt can affect your ability to get a mortgage and buy a home by increasing your debt-to-income ratio and reducing the amount you can save for a down payment. This guide will help you avoid these issues.

Posted in: Mortgages, Resources, Student Loans,
04
Feb
Embrace Pet Insurance Review

Embrace Pet Insurance offers accident, illness, and wellness coverage for dogs and cats. You’ll get up to 90% back on your vet bills, and your deductible will be reduced $50 annually for each year you don’t make a claim.

Posted in: Pet Insurance, Reviews (2),
Tags: product review, ptype_review,
04
Feb
Trupanion Pet Insurance Review

Dogs and cats under 14 can get lifelong coverage through Trupanion pet insurance. There’s a per-deductible condition and no cap on payouts for each condition, but premiums may be higher than with other pet insurance companies.

Posted in: Pet Insurance, Reviews (3),
Tags: product review, ptype_review,
04
Feb
Figure Home Equity Line Review

Figure offers a loan called the Figure Home Equity Line. It’s an all-digital product, which means you can get approved virtually instantly and receive funding quickly. You can use loan funds for any purpose and interest rates are considered competitive.

Posted in: Home Equity, Reviews,
Tags: product review, ptype_review,
04
Feb
Home Equity Loan Calculator

There are many ways to tap into the equity in your home, including a home equity loan. Our home equity loan calculator can help you determine how much you can get and the cost of borrowing.

Posted in: Home Equity, Resources,
Tags: ptype_calculator,
04
Feb
Spring EQ Review: Access 100% of Your Home Equity

Spring EQ provides fast home equity loan funding and lets you borrow up to 100% of the value of your home. Rates are competitive and the process of qualifying is simple, but you will need a credit score of 640 or higher to get a loan.

Posted in: Home Equity, Reviews,
Tags: loan review, ptype_review,
04
Feb
College Ave vs. Sallie Mae Student Loan Comparison

College Ave offers private student loans and student loan refinancing, while Sallie Mae only offers private student loans. Sallie Mae, however, comes out ahead in repayment flexibility for borrowers.

Posted in: Student Loans,
Tags: ptype_comparison,
04
Feb
Should You Refinance Student Loans With a Cosigner?

You should refinance student loans with a cosigner only if you need one to qualify for the lowest rates. If you have a loved one who is willing, and if you're confident you'll be able to pay back your debt, it may be a good idea.

Posted in: Student Loans,
04
Feb
How to Get a Student Loan

You can use both federal and private student loans to pay for your education. You should try to get federal student loans first, which you can apply for by completing the FAFSA. Then get private student loans to cover your remaining expenses.

Posted in: Student Loans,