Articles by Christy Rakoczy:
Student loan debt can affect your ability to get a mortgage and buy a home by increasing your debt-to-income ratio and reducing the amount you can save for a down payment. This guide will help you avoid these issues.
Embrace Pet Insurance offers accident, illness, and wellness coverage for dogs and cats. You’ll get up to 90% back on your vet bills, and your deductible will be reduced $50 annually for each year you don’t make a claim.
Dogs and cats under 14 can get lifelong coverage through Trupanion pet insurance. There’s a per-deductible condition and no cap on payouts for each condition, but premiums may be higher than with other pet insurance companies.
Figure offers a loan called the Figure Home Equity Line. It’s an all-digital product, which means you can get approved virtually instantly and receive funding quickly. You can use loan funds for any purpose and interest rates are considered competitive.
Spring EQ provides fast home equity loan funding and lets you borrow up to 100% of the value of your home. Rates are competitive and the process of qualifying is simple, but you will need a credit score of 640 or higher to get a loan.
College Ave offers private student loans and student loan refinancing, while Sallie Mae only offers private student loans. Sallie Mae, however, comes out ahead in repayment flexibility for borrowers.
You should refinance student loans with a cosigner only if you need one to qualify for the lowest rates. If you have a loved one who is willing, and if you're confident you'll be able to pay back your debt, it may be a good idea.
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