Articles by Christy Rakoczy:
Borrowing for Christmas isn't always a good idea, but the gifts, travel, and festivities can get expensive. If you need a Christmas loan this guide will show you your safest option based on your credit.
Figure offers a loan called the Figure Home Equity Line. It’s an all-digital product, which means you can get approved virtually instantly and receive funding quickly. You can use loan funds for any purpose and interest rates are considered competitive.
It can make sense to use a personal loan to pay off credit card debt if you can get one with a lower interest rate than your credit cards.
Point Home Equity will invest in your home equity, allowing you to access cash without borrowing. You don’t make monthly payments, but you will need to buy back your equity when you sell the home or by the end of your end of the term.