Christy Rakoczy

Christy Rakoczy is an experienced personal finance and legal writer who has been writing full time since 2008. She earned her JD at UCLA and graduated from the University of Rochester with a degree in media and communications. Her work has been featured on CNN Money, MSN Money, Yahoo Finance, USA Today, and more.

Articles by Christy Rakoczy:

04
Dec
Where to Find Landscaping Loans & What to Ask Before Applying

For financing landscaping, you could turn to a personal loan, home equity loan, or HELOC. A personal loan for landscaping is typically unsecured, while the latter are secured by your home and may come with lower interest.

Posted in: Home Equity, Personal Loans,
Tags: ptype_cornersecond,
02
Dec
Vacation Loans: How to Finance a Vacation in 2019

Vacation loans can help you cover a pricy getaway, but will increase the cost due to interest and leave you paying for your experience long after it’s over. Plan ahead to save what you can, use credit cards carefully, and borrow responsibly if you need to finance a vacation.

Posted in: Personal Loan Uses, Personal Loans,
Tags: ptype_cornersecond,
02
Dec
No Income Verification Mortgages: Home Loans Without Documentation

You are usually required to provide proof of income when applying for a mortgage loan. Self-employed borrowers and others without traditional income but otherwise strong credit and the ability to repay debt may need to use a no income verification mortgage instead.

Posted in: Mortgages,
27
Nov
PNC Mortgage Review 2019

PNC offers loans for buying a home or refinancing an existing home mortgage. You can obtain a jumbo loan, conventional loan, or government-back mortgages, and choose from a fixed- or adjustable-rate mortgage.

Posted in: Mortgages,
Tags: ptype_review,
27
Nov
Personal Loans in Virginia

Personal loans in Virginia are available from local and national lenders. Online options include LightStream, SoFi, PNC, Marcus, and OneMain Financial.

Posted in: Personal Loans,
Tags: ptype_state,
27
Nov
College Ave vs. Sallie Mae Student Loan Comparison

College Ave offers private student loans and student loan refinancing, while Sallie Mae only offers private student loans. Sallie Mae, however, comes out ahead in repayment flexibility for borrowers.

Posted in: Student Loans,
Tags: ptype_comparison,
27
Nov
Best Dental Insurance: Affordable Plans in 2019

Finding the right dental insurance plan is essential. Here are our picks for the 8 best dental insurance plans and the 5 best dental discount plans.

Posted in: Dental Insurance, Insurance,
Tags: ptype_cornerstone,
27
Nov
MBA Student Loans: Compare Your Options

When looking for MBA student loans, always max out federal loans first. Then, consider borrowing from a private lender. Our top picks for private lenders include Sallie Mae, College Ave, and Ascent.

Posted in: Student Loans,
27
Nov
4 Tips for Parent PLUS Loan Repayment

Repaying federal Parent PLUS Loans can be a challenge. Consider refinancing your loans into the student’s name, consolidating loans so they become eligible for Public Service Loan forgiveness, or exploring different repayment plan options.

Posted in: Student Loans,
27
Nov
PAYE vs. REPAYE: Which Student Loan Repayment Plan is Better?

Both PAYE and REPAYE cap your payments at 10% of your monthly discretionary income. The main difference is that you can still use REPAYE if your monthly payments would be higher than on the Standard 10-Year plan, but not with PAYE.

Posted in: Student Loans,
Tags: ptype_comparison,