Christy Rakoczy

Christy Rakoczy

Christy Rakoczy is an experienced personal finance and legal writer who has been writing full time since 2008. She earned her JD at UCLA and graduated from the University of Rochester with a degree in media and communications. Her work has been featured on CNN Money, MSN Money, Yahoo Finance, USA Today, and more.

Articles by Christy Rakoczy:

09
Jul
Point Home Equity Review: An Alternative Way to Sell Equity in Your Home

Point Home Equity will invest in your home equity, allowing you to access cash without borrowing. You don’t make monthly payments, but you will need to buy back your equity when you sell the home or by the end of your end of the term.

Posted in: Home Equity, Reviews,
09
Jul
Patch Homes Review: Is a Shared Equity Contract Right for You?

Patch Homes provides an alternative, debt-free approach to the standard home equity loan by offering a shared equity loan or shared appreciation mortgage. You won’t pay an interest rate but will pay the loan back by sharing profits from real estate appreciation.

Posted in: Home Equity, Reviews (2),
07
Jul
Bar Study Loans: How They Work & Where to Find Them

Bar study loans can help you cover costs as you study. You can compare some options below.

Posted in: Student Loan Options, Student Loans,
06
Jul
Where to Find Landscaping Loans & What to Ask Before Applying

For financing landscaping, you could turn to a personal loan, home equity loan, or HELOC. A personal loan for landscaping is typically unsecured, while the latter are secured by your home and may come with lower interest.

Posted in: Home Equity, Personal Loans,
06
Jul
Spring EQ Review

Spring EQ provides fast home equity loan funding. Rates are competitive and the process of qualifying is simple.

Posted in: Home Equity, Reviews,
06
Jul
Wedding Loans: Compare Your Options

Weddings can get expensive, so you may need to take out a wedding loan to fund your event.

Posted in: Personal Loans,
06
Jul
Home Equity: What it is and How You Can Use it

Home equity is the part of your home you actually own as determined by market value minus existing liens on the property, including a mortgage or home equity line of credit. Tapping into your home equity to pay off debt or finance home improvements makes sense in some situations.

Posted in: Home Equity,
06
Jul
Upstart Loans Review

Upstart personal loans come with competitive interest rates, and you have a choice of repayment timelines. Unfortunately, you may have to pay a big origination fee.

Posted in: Personal Loans,
06
Jul
How to Take Out Medical Loans

There are a wide range of medical loans available to cover healthcare expenses. Find out how you can take out a medical loan.

Posted in: Personal Loan Uses (1), Personal Loans,
06
Jul
How to Cancel Whole Life Insurance

If you cancel a whole life insurance policy when you haven't had it for very long, you face surrender fees and may not get any of your policy's cash value. If you've been covered for longer, you have options that may allow you to take the cash value, keep the death benefit, or both.

Posted in: Insurance,