Christy Rakoczy

Christy Rakoczy

Christy Rakoczy is an experienced personal finance and legal writer who has been writing full time since 2008. She earned her JD at UCLA and graduated from the University of Rochester with a degree in media and communications. Her work has been featured on CNN Money, MSN Money, Yahoo Finance, USA Today, and more.

Articles by Christy Rakoczy:

04
Sep
Where to Find Landscaping Loans & What to Ask Before Applying

For financing landscaping, you could turn to a personal loan, home equity loan, or HELOC. A personal loan for landscaping is typically unsecured, while the latter are secured by your home and may come with lower interest.

Posted in: Home Equity, Personal Loans,
04
Sep
Best Home Equity Line of Credit (HELOC) Rates & Lenders

HELOCs can help homeowners tap into the equity they have in their homes for relatively low-cost funding for things like a home improvement project. Learn more and find the best options below.

Posted in: Best Options, Home Equity,
04
Sep
Spring EQ Review

Spring EQ provides fast home equity loan funding. Rates are competitive and the process of qualifying is simple.

Posted in: Home Equity, Reviews,
04
Sep
Home Equity: What it is and How You Can Use it

Home equity is the part of your home you actually own as determined by market value minus existing liens on the property, including a mortgage or home equity line of credit. Tapping into your home equity to pay off debt or finance home improvements makes sense in some situations.

Posted in: Home Equity,
04
Sep
Upstart Loans Review

Upstart personal loans come with competitive interest rates, and you have a choice of repayment timelines. Unfortunately, you may have to pay a big origination fee.

Posted in: Personal Loans,
04
Sep
Can You Take Out Student Loans for Living Expenses & Housing?

Many college students need help paying for housing and living expenses. Fortunately, both federal and private student loans can be used for things other than tuition and fees, like on- or off-campus room and board, personal supplies, groceries, and more.

Posted in: Student Loan Resources, Student Loans,
04
Sep
Best Personal Loans for Fair Credit

Looking for loans with fair credit? Our picks for the best loans for fair credit include Upgrade, LendingClub, Upstart, and Payoff. Learn more below.

Posted in: Personal Loans,
04
Sep
How to Pay Off Student Loans Fast

Certain strategies such as paying more than the minimum payment, paying higher-interest loans down first, and getting student loan repayment assistance from your employer may help you pay off your student loans fast.

Posted in: Student Loans,
04
Sep
AC Unit Financing Options

You may rely on AC unit financing to cover the high cost of an air conditioning unit or repairs. Options include personal loans, HELOCs, home equity loans, credit cards, and HVAC company financing.

Posted in: Personal Loans,
04
Sep
Best Debt Consolidation Loans

Debt consolidation loans let you to repay multiple creditors with a new loan, ideally at a lower interest rate. They may also make repayment easier by extending your repayment period and lowering your monthly payments.

Posted in: Personal Loan Uses (1), Personal Loans,