Christy Rakoczy

Christy Rakoczy is an experienced personal finance and legal writer who has been writing full time since 2008. She earned her JD at UCLA and graduated from the University of Rochester with a degree in media and communications.

Articles by Christy Rakoczy:

23
Apr
9 Best Private Student Loans for 2019

The best private student loans are a great way to fund your education after you’ve exhausted your federal student loan options. Review the best private student loan companies below.

Posted in: Student Loans,
22
Apr
How to Pay Off Credit Card Debt Fast

Trying to pay off your credit card debt can be a stressful experience. The steps toward becoming debt-free may include refinancing your credit card debt to a lower rate using a personal loan and/or creating and implementing a debt payoff method such as the debt snowball or debt avalanche.

Posted in: Credit Cards, Personal Finance,
22
Apr
Upstart Loans Review

With Upstart personal loans, you have a wide range of funding available. Interest rates are reasonable for most Upstart loans, and you have a choice of repayment timelines. Unfortunately, you may have to pay a big origination fee.

Posted in: Personal Loans,
Tags: loan review,
22
Apr
Best Credit Builder Loans

You can get approved easily for credit builder loans because you won't get access to the borrowed money until you've already paid off the loan. Self Lender, Fig Loans and Republic Bank are some of the options for the best credit builder loans.

Posted in: Personal Loans,
22
Apr
Discover Personal Loans Review

Discover Personal Loans are great for borrowers with good to excellent credit. They'll receive reasonable interest rate, no fees, and flexibility in their repayment terms.

Posted in: Personal Loans,
Tags: loan review,
22
Apr
Bank of America Personal Loans Review

Bank of America doesn't offer personal loans, only home and auto loans, as well as personal and small business lines of credit. Alternative lenders include SoFi, Citizens Bank, LightStream, and Best Egg. You could also choose a local bank, credit union, or a peer-to-peer lender.

Posted in: Personal Loans,
19
Apr
Home Equity: What It Is and How You Can Use It

Home equity is the part of your home you actually own as determined by market value minus existing liens on the property, including a mortgage or home equity line of credit. Tapping into your home equity to pay off debt or finance home improvements makes sense in some situations.

Posted in: Home Equity,
19
Apr
Pave Personal Loan Review

If you're looking for a Pave personal loans review because you wanted a Pave loan, you'll need to find a different lender. Alternatives include LightStream, LendingClub, and Prosper, all of which could provide loans at reasonable rates depending upon your financial situation.

Posted in: Personal Loans,
Tags: loan review,
19
Apr
LendingPoint Personal Loan Review

LendingPoint funding is quick, with some borrowers receiving their money as soon as the next business day. Borrowers benefit from flexibility on how they pay back their loans, with the option to select bi-weekly payments, payments every 28 days, or monthly payments.

Posted in: Personal Loans,
Tags: Personal Loan Review,
18
Apr
Can You Take Out Student Loans for Living Expenses?

Many college students need help paying for housing and living expenses. Fortunately, both federal and private student loans can be used for things other than tuition and fees, like on- or off-campus room and board, personal supplies, groceries, and more.

Posted in: Student Loans,