Articles by Christy Rakoczy:
For financing landscaping, you could turn to a personal loan, home equity loan, or HELOC. A personal loan for landscaping is typically unsecured, while the latter are secured by your home and may come with lower interest.
Vacation loans can help you cover a pricy getaway, but will increase the cost due to interest and leave you paying for your experience long after it’s over. Plan ahead to save what you can, use credit cards carefully, and borrow responsibly if you need to finance a vacation.
You are usually required to provide proof of income when applying for a mortgage loan. Self-employed borrowers and others without traditional income but otherwise strong credit and the ability to repay debt may need to use a no income verification mortgage instead.
College Ave offers private student loans and student loan refinancing, while Sallie Mae only offers private student loans. Sallie Mae, however, comes out ahead in repayment flexibility for borrowers.
Repaying federal Parent PLUS Loans can be a challenge. Consider refinancing your loans into the student’s name, consolidating loans so they become eligible for Public Service Loan forgiveness, or exploring different repayment plan options.
Both PAYE and REPAYE cap your payments at 10% of your monthly discretionary income. The main difference is that you can still use REPAYE if your monthly payments would be higher than on the Standard 10-Year plan, but not with PAYE.
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