Articles by Christy Rakoczy:
Trying to pay off your credit card debt can be a stressful experience. The steps toward becoming debt-free may include refinancing your credit card debt to a lower rate using a personal loan and/or creating and implementing a debt payoff method such as the debt snowball or debt avalanche.
Bank of America doesn't offer personal loans, only home and auto loans, as well as personal and small business lines of credit. Alternative lenders include SoFi, Citizens Bank, LightStream, and Best Egg. You could also choose a local bank, credit union, or a peer-to-peer lender.
Home equity is the part of your home you actually own as determined by market value minus existing liens on the property, including a mortgage or home equity line of credit. Tapping into your home equity to pay off debt or finance home improvements makes sense in some situations.
If you're looking for a Pave personal loans review because you wanted a Pave loan, you'll need to find a different lender. Alternatives include LightStream, LendingClub, and Prosper, all of which could provide loans at reasonable rates depending upon your financial situation.
LendingPoint funding is quick, with some borrowers receiving their money as soon as the next business day. Borrowers benefit from flexibility on how they pay back their loans, with the option to select bi-weekly payments, payments every 28 days, or monthly payments.
Many college students need help paying for housing and living expenses. Fortunately, both federal and private student loans can be used for things other than tuition and fees, like on- or off-campus room and board, personal supplies, groceries, and more.
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