Christy Rakoczy

Christy Rakoczy is an experienced personal finance and legal writer who has been writing full time since 2008. She earned her JD at UCLA and graduated from the University of Rochester with a degree in media and communications. Her work has been featured on CNN Money, MSN Money, Yahoo Finance, USA Today, and more.

Articles by Christy Rakoczy:

13
Nov
Pave Personal Loan Review

If you're looking for a Pave personal loans review because you wanted a Pave loan, you'll need to find a different lender. Alternatives include LightStream, LendingClub, and Prosper, all of which could provide loans at reasonable rates depending upon your financial situation.

Posted in: Personal Loans,
Tags: ptype_alternatives,
12
Nov
Sallie Mae vs. Wells Fargo Student Loan Comparison

Both Sallie Mae and Wells Fargo provide student loans, but each has different strengths. Sallie Mae loans are best for borrowers who want cosigner release ASAP or interest-only payments for a year. Wells Fargo is best for in-person help.

Posted in: Student Loans,
Tags: ptype_comparison,
12
Nov
Best Personal Loans for Fair Credit

Looking for loans for people with fair credit? Our picks for the best loans for fair credit include Marcus, FreedomPlus, Payoff, LendingPoint, and Upstart. Learn more below.

Posted in: Personal Loans,
Tags: ptype_cornersecond,
12
Nov
LendingPoint Personal Loan Review

LendingPoint funding is quick, with some borrowers receiving their money as soon as the next business day. Borrowers benefit from flexibility on how they pay back their loans, with the option to select bi-weekly payments, payments every 28 days, or monthly payments.

Posted in: Personal Loans,
Tags: Personal Loan Review, ptype_review,
12
Nov
Earnest Student Loans Review for 2019

Earnest provides both private student loans and student loan refinancing. Known for flexible loan terms, Earnest is a lender worthy of consideration if you need to finance your education or refinance existing student debt.

Posted in: Student Loan Reviews, Student Loans,
Tags: loan review, ptype_review, stage_conversion,
11
Nov
How to Refinance Sallie Mae Loans

You can refinance Sallie Mae loans with a number of lenders, including Earnest, CommonBond, and Laurel Road. Before you refinance, consider whether taking out a refinance loan will lower your rate or help financially in other ways.

Posted in: Student Loans,
11
Nov
Best Credit Builder Loans

You can get approved easily for credit builder loans because you won't get access to the borrowed money until you've already paid off the loan. Self Lender, Fig Loans and Republic Bank are some of the options for the best credit builder loans.

Posted in: Personal Loan Uses, Personal Loans,
Tags: ptype_cornersecond,
11
Nov
How to Take Out a Personal Loan to Pay Off Credit Card Debt

It can make sense to use a personal loan to pay off credit card debt if you can get one with a lower interest rate than your credit cards.

Posted in: Personal Loan Uses, Personal Loans,
08
Nov
Bar Study Loans: How They Work & Where to Find Them

Bar study loans can help you cover costs as you study. Compare the best bar study loans below.

Posted in: Student Loan Options, Student Loans,
Tags: ptype_cornersecond,
08
Nov
Prosper Personal Loans Review

Prosper loans are posted for individual investors to fund. Borrowers can qualify for a Prosper personal loan even if their credit isn't perfect, and can borrow between $2,000 and $40,000.

Posted in: Personal Loan Reviews, Personal Loans,
Tags: loan review, ptype_review,