About Christy Rakoczy
Current Role
Personal finance writer
Expertise
- Student Loans
- Mortgages
- Insurance
Achievements
- CALI Excellence For The Future Award Winner
Degrees
- Bachelor's degree and certificate of business management from the University of Rochester, Juris Doctor from UCLA School of Law
Personal Finance Experience
Christy began her writing career in 2008 producing informational websites for attorneys after working for several years as a college instructor.
She soon transitioned into the field of personal finance, putting her law degree and business certification to use helping people better manage their money. Christy writes about all aspects of financial management, from learning how to budget to managing student loans.
Latest from Christy Rakoczy
Tummy Tuck Cost & Financing Options
Tummy tucks had an average surgeon’s fee of $6,253 in 2018. You may incur additional costs for anesthesia, operating room fees, and post-op...
30-Year Mortgage Rates
A 30-year mortgage is the most popular mortgage loan type in the United States. Rates are higher than on mortgages with shorter terms,...
Current VA Mortgage Rates
A VA mortgage is backed by the U.S. Department of Veterans Affairs. These home loans have easier qualifying requirements for eligible military members...
Best Mortgage Rates
Mortgage rates change as the indices they’re tied to fluctuate. Also, different lenders charge different rates. If you want the best mortgage rates,...
How to Cancel Whole Life Insurance
If you cancel a whole life insurance policy when you haven't had it for very long, you face surrender fees and may not...
Best Term Life Insurance Companies
The best term life insurance is a policy that both provides you with an appropriate death benefit and charges affordable premiums for coverage....
How Do Life Insurance Nicotine Tests Work?
Life insurance for smokers is more expensive because smokers are at greater risk of passing away while they're covered by their insurance policy....
PAYE vs. REPAYE: Which Student Loan Repayment Plan is Better?
Both PAYE and REPAYE cap your payments at 10% of your monthly discretionary income. The...
FedLoan Servicing Review: How They Manage Student Debt
If you have federal student loans through the U.S. Department of Education, FedLoan may be...
Paying Off Medical School Debt: How Long it Takes & How to Do It
The amount of time it takes to pay off medical school debt depends how much...