Christy Rakoczy

Christy Rakoczy is an experienced personal finance and legal writer who has been writing full time since 2008. She earned her JD at UCLA and graduated from the University of Rochester with a degree in media and communications. Her work has been featured on CNN Money, MSN Money, Yahoo Finance, USA Today, and more.

Articles by Christy Rakoczy:

06
Feb
Current VA Mortgage Rates

A VA mortgage is backed by the U.S. Department of Veterans Affairs. These home loans have easier qualifying requirements for eligible military members and veterans. VA loan rates can change over time and your own situation can affect the rates you’re offered.

Posted in: Mortgages, Rates,
06
Feb
Best Mortgage Rates

Mortgage rates change as the indices they’re tied to fluctuate. Also, different lenders charge different rates. If you want the best mortgage rates, you will need to compare quotes and work on improving your own financial standing.

Posted in: Mortgages,
Tags: ptype_cornersecond,
06
Feb
Jumbo Mortgage Rates

If you are buying a more expensive home, you will need to take out a larger mortgage. Mortgages above a certain dollar amount are considered jumbo mortgage loans. The dollar amount that dictates which loans are jumbo loans varies in different parts of the country.

Posted in: Mortgages, Rates,
06
Feb
10-Year Mortgage Rates

10-year fixed-rate mortgages typically have lower rates but higher monthly payments compared with other loans. Rates change over time, so it is important to compare rates periodically to find the most affordable mortgage.

Posted in: Mortgages, Rates,
06
Feb
15-Year Mortgage Rates

A 15-year mortgage lets you own your home in half the time of a 30-year mortgage. You’ll pay much less interest on a 15-year loan, and 15-year mortgage rates are usually lower. But since your payoff time is so short, monthly payments will be high.

Posted in: Mortgages, Rates,
06
Feb
FHA Loan Rates

FHA loans make it easier to qualify for mortgages since the Federal Housing Administration backs all loans. FHA loan rates change over time and your own financial profile can affect the rate you'll pay.

Posted in: Mortgages, Rates,
Tags: ptype_cornersecond,
04
Feb
Is There Pet Insurance with No Waiting Period?

Pet insurance policies always have a waiting period because insurers don't want you to sign up after your pet has already become sick or hurt. But accident-only policies may have a shorter waiting period.

Posted in: Learn More, Pet Insurance,
04
Feb
Allstate Pet Insurance Review

Allstate pet insurance provides comprehensive health insurance coverage for animals, including pet health coverage for accidents and illness. Even conditions that are expensive to treat, such as cancer, can be covered.

Posted in: Pet Insurance, Reviews,
Tags: product review, ptype_review,
04
Feb
Best Home Equity Line of Credit (HELOC) Rates & Lenders

HELOCs can help homeowners tap into the equity they have in their homes for relatively low-cost funding for things like a home improvement project. Learn more and find the best options below.

Posted in: Best Options, Home Equity,
Tags: ptype_cornerstone, stage_conversion,
04
Feb
Best Home Equity Loans: Where to Find Them & How They Work

Home equity loans let you borrow against the equity you hold in your house. Compare our picks for the eight best home equity loan options, including TD Bank, Spring EQ, Discover, PenFed, Regions Bank, PNC, Navy Federal Credit Union, and Citizens Bank.

Posted in: Best Options, Home Equity,
Tags: ptype_cornerstone,