Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
Using your home's equity for home improvements
- Home Addition Loans
- Highest ROI Renovations
- How to Pay for Emergency Home Repairs
- Home Improvement Financing
Home improvement projects inside your home
- How Much Does It Cost to Fix or Replace a Broken Water Heater?
- How Much Does an Emergency Plumber Cost?
- Best Loans for Plumbing Financing
- How Much Does It Cost to Paint a House?
- Understanding Drywall Repair Costs
- How Much Should It Cost to Add a Fireplace or Furnace?
- How Much Does It Cost to Replace or Repair a Furnace?
- How Much Should a Kitchen Remodel Cost?
- How Much Should a Bathroom Remodel Cost?
- Cost to Finish a Basement
- Mold Remediation Costs
Home improvement projects outside your home
- How Much Does It Cost to Replace a Roof?
- How Much Should Window Replacement Cost?
- How Much Does a Storm Shelter Cost?
- What to Know About Siding Replacement Cost
- How Much Does It Cost to Install Solar Panels?
- How Much Does It Cost to Install or Repair Gutters?
- How Much Should a Foundation Repair Cost?
All home equity articles
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What Is a Home Equity Loan, and How Does It Work? The Complete 2026 Guide
Home equity loans have low interest rates and long terms, making them an excellent way to borrow for long-term projects, but they put your home at risk and may come…
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How to Get a Home Equity Loan With Bad Credit: The Complete 2026 Guide
Your home can be a great source of equity if you need to borrow money, but getting approved for home equity loans with bad credit can be tricky.
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Can You Refinance a HELOC? 5 Smart Ways to Restructure
Refinancing a HELOC can help you achieve more manageable payments, lower your interest rate, or access more cash for additional expenses. This guide shows you how to do it.
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How Interest-Only HELOCs Really Work
Interest-only HELOCs can be a good way to tap your home equity, but they do have disadvantages. Should you use one for your financial needs? This guide can help.
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Does Chase Offer HELOCs? Rates, Terms, and More on Its Home Equity Line of Credit in 2026
Chase is a well-respected bank that offers a HELOC product without an application fee. However, there is no Chase home equity loan, and you do need to pay an annual…
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Unison Review: What to Know About Its Equity Sharing Agreement (ESA) and Home Loan (ESHL)
Unison offers an equity sharing agreement that allows homeowners to exchange a share of their equity for a lump sum cash payment.
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Rentback Home Sale-Leaseback Review 2026: The Good, the Bad, and Alternatives
Rentback is an alternative way to tap into your home equity that doesn’t involve taking out a home equity loan. Instead, Rentback connects you with an investor who will buy…
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Bank of America HELOC: 2026 Review
Those interested in Bank of America home loans should know that only HELOCs are available. These are still a solid option because of possible interest rate discounts and extensive online…
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EquiFi Review: Shared Equity Option for California Homeowners
Equifi lets you tap into home equity without taking a reverse mortgage or home equity loan. Equifi doesn’t require you to make monthly payments, but rather you pay Equifi back…
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Home Depot Project Loan No Longer Available: What to Know + Top Alternatives
Best Home Depot Project Loan alternatives Home Depot Project Loan at a glance Terms Details Fixed rates (APR) 7.42% – 19.96%* depending on repayment term (More on this below) Loan…