Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
- List of Home Equity Companies
Other home equity resources
All home equity articles
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How to Use a HELOC to Pay for College
A HELOC can help you pay for college costs and could be a smart option compared to private loans. Exhaust all federal financial aid before using a HELOC.
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Do You Need an Appraisal for a HELOC? Everything Homeowners Should Know
The HELOC and home equity loan appraisal process can look different today thanks to the COVID-19 pandemic—but does this work in your favor?
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loanDepot HELOC Review 2026: Rates, Terms, and Alternatives
Rates (APR) Not disclosed (variable, capped at 18%) Funding amounts $35,000 – $250,000 Repayment terms 30 years total: 3-year draw, 10-year interest-only, 20-year repayment (27 in Texas) Min. credit score…
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Alliant Credit Union HELOC Review 2026: Low Fees, Limited Availability
Alliant Credit Union offers a no-frills HELOC with a low introductory rate and no closing costs on lines up to $250,000. You can prequalify with a soft credit check and…
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Massachusetts HELOC Rates and Lenders
According to our findings, homeowners in Massachusetts take out some of the country’s largest home equity lines of credit (HELOCs). If you’re a homeowner in the Bay State, you may…
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Utah HELOC Rates and Lenders
A home equity line of credit (HELOC) lets you tap your home’s equity to access needed cash. You put your home up as collateral but usually qualify for lower rates…
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Tennessee HELOC Rates & Lenders
As home values rise across Tennessee, many homeowners are exploring a home equity line of credit (HELOC) to tap into their home equity. With a HELOC, homeowners in Tennessee can…
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Pennsylvania HELOC Rates & Lenders
A home equity line of credit, or HELOC, allows Pennsylvania homeowners to borrow against the equity in their home at an interest rate that’s often lower than credit cards. We’ve…
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HELOCs With No Closing Costs: Where to Get One and What to Know
A no-closing-cost HELOC lets you open a home equity line of credit without paying any upfront fees at closing. Instead of charging you at the closing table, lenders recover those…
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Capital One Doesn’t Offer Home Equity Loans or Lines of Credit: Review of Best Alternatives
Capital One, a national bank known for its wide range of financial products, offers credit cards, auto loans, bank accounts, and more. Capital One was once a player in the…