Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
- List of Home Equity Companies
Other home equity resources
All home equity articles
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Prosperity Bank Home Equity Review
Prosperity Bank offers a home equity loan product for Texas and Oklahoma borrowers seeking to leverage the equity in their homes. The bank advertises competitive interest rates, flexible loan terms,…
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New Jersey HELOC Rates and Lenders
If you’re shopping for HELOC rates in New Jersey, you might consider looking for a lender online. Comparing HELOC rates online is a convenient way to find the best loan…
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Georgia HELOC Rates and Lenders
If you’re in the Peach State and considering a home equity line of credit (HELOC), securing the best rate can save you money. Below, we’ll review highly-rated lenders and guide…
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HELOC vs. 401(k) Loan: Which Is Better?
A home equity line of credit lets homeowners borrow money using their home equity, while a 401(k) loan allows individuals to borrow from their retirement savings. Which better depends on…
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HELOC vs. Student Loans: Which Is the Smarter Way to Pay for College?
Paying for college is a major financial decision—whether you’re helping your child cover tuition or returning to school yourself. When savings or income alone won’t cover the cost, many families…
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The Best New York HELOC Rates and Lenders
Want to tap into the equity you’ve built in your home in the Empire State? Whether you live around New York City or in upstate New York, you can choose…
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Texas HELOC Rates and Lenders
Homeowners in Texas may use a home equity line of credit (HELOC) for various purposes. Rates on HELOCs are often lower than personal loans and credit cards, making them useful…
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Does Your State Affect HELOC Rates?
With more than $30 trillion in home equity—the highest amount of home equity ever held in the United States—many homeowners may consider taking out a HELOC for large expenses. Especially…
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HECM vs. HELOC: Key Differences, Pros and Cons, and When to Use Each
Thinking about tapping into your home’s equity? Two popular options are a home equity line of credit (HELOC) and a home equity conversion mortgage (HECM), also known as a reverse…
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The Best Local California HELOC Lenders and Rates [2026]
If you’re looking into HELOCs in California, one of the top national lenders is always an option. That said, local banks and credit unions may offer faster valuations, smoother underwriting,…