Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
All home equity articles
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What Is a HELOC Promissory Note?
A home equity line of credit can provide you with flexible access to cash. Before you can get the money, you'll need to sign a HELOC note.
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Citizens Bank HELOC Review 2026: Fast Access to Your Home Equity
Citizens Bank offers home equity lines of credit (HELOCs) of up to $2 million to eligible homeowners in 18 states and the District of Columbia.
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PenFed Home Equity Review 2026: Solid Credit Union HELOC Option
A HELOC from PenFed gives homeowners access to up to $500,000 of their home’s equity with flexible rates and standard terms.
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Bethpage FCU Is Now FourLeaf Federal Credit Union: 2026 HELOC Review
FourLeaf FCU is one option if you’re considering a HELOC. The company allows you to convert all or a portion into a fixed-rate loan.
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Truist HELOC Review 2026: Low Intro Rate, but Better Options Are Available
Truist offers a home equity line of credit that homeowners can use to finance upcoming projects or consolidate debt.
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How Does the Draw Period Work on a HELOC?
During the HELOC draw period, you can withdraw money from your line of credit. You typically make interest-only payments during this phase.
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How Often Can the Interest Rate Change on a HELOC? Everything You Need to Know
A variable interest rate on a HELOC can change as often as once a month. The actual frequency in which it changes depends on market conditions.
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First-Lien HELOC: How It Works, When It Makes Sense, and Top Lenders
A first-lien HELOC could provide you with access to equity and savings on your mortgage. It's important to weigh the pros and cons before applying.
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HELOC Repayment Explained: How to Manage Payments and Save Money
HELOCs have two periods: a draw period and a repayment period. You’ll make payments during both—but not the same amount.
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How Much Equity Do You Need for a HELOC?
The amount of equity you'll need for a HELOC will vary by lender, but usually needs to be at least 10% to 20%.