Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
All home equity articles
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SECU HELOC Review 2026: A Niche Option With Major Drawbacks
SECU HELOCs are available to eligible members and offer lines of credit for up to 90% of your primary, secondary, or investment home’s value.
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RBFCU Home Equity Loans and HELOC Review 2026: Low Rates for Texans
We reviewed Randolph-Brooks Federal Credit Union (RBFCU), a Texas-based lender offering home equity loans and lines of credit for up to 80% of your home’s value.
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HELOC Close-Out Letters: How to Cancel Your Line of Credit
Closing a home equity line of credit may be automatic if you've paid off the balance. You can also send your lender a HELOC close out letter requesting cancellation.
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What Is the Maturity Date on a HELOC? What to Know As You Transition Into Repayment
A home equity line of credit can offer flexible access to funds. Understanding the maturity date on a HELOC can make it easier to plan your repayment budget.
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How Blockchain Is Shaping the Future of HELOCs
HELOCs powered by blockchain can benefit borrowers and lenders with lower costs and faster timelines.
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Central Pacific Bank Home Equity Review
Central Pacific Bank offers a home equity line of credit for homeowners in Hawaii. We researched interest rates, terms, pros and cons, and more.
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Utah Community Credit Union Home Equity Review
Utah Community Credit Union offers a home equity line of credit to homeowners in certain Utah counties.
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BMO (formerly Bank of the West) 2026 Home Equity Review
Homeowners in 19 states can use a Bank of the West HELOC to borrow as much as $2 million against their home with no closing costs.
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What Is a HELOC Freeze Letter? Why You Could Get One and What to Do About It
If your lender freezes your HELOC to keep you from withdrawing more cash, you’ll get a HELOC freeze letter in the mail. You might also request to freeze your HELOC.
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What Is a HELOC Statement?
A home equity line of credit can be a convenient way to borrow. Your HELOC statement can help you to keep track of your balances and payment due dates.