About Jess Ullrich
Current Role
Finance writer
Latest from Jess Ullrich
Federal Student Loans: 2026 Guide to Eligibility, FAFSA Application, and Repayment
There are a few different types of federal student loans that can be used to...
2025 – 2026 Limits on Federal Student Loan Amounts Per Year
Students can’t borrow an unlimited amount in federal student loans. Limits apply based on financial...
How to Stop IRS Wage Garnishment
If you owe a debt to the IRS, the agency may start garnishing your wages to pay the balance you owe. Here are...
What to Know About Income-Based Repayment (IBR) for Student Loans
IBR (income-based repayment) is one of four income-driven repayment plans available for federal student loans....
Federal vs. Private Student Loan Eligibility Requirements in 2026
Private student lenders have a number of requirements you’ll need to meet before you’re approved...
Cash-Out Auto Refinance: What It Is & When It Makes Sense
Cash-out refinancing for your car lets you get cash to pay emergency expenses or get...
When to Refinance an Auto Loan
Refinancing can be a great way to lower your car payment or reduce the amount of interest you pay over time. It’s not...
Hot Tub Financing: Compare Your Options
Hot tubs can be expensive, but you can finance one with a personal loan or by leveraging your home equity.
How to Write a Financial Aid Appeal Letter: Do’s, Don’ts, and Downloadable PDF Templates
If you've been denied financial aid—or offered far less than you think you're eligible for—you...
Should I Consolidate My Student Loans? 11 Questions to Answer First
Private consolidation can change the interest rate and repayment term on your loan, while a...