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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

What Is a Floor Interest Rate on a Loan?

A floor interest rate is the minimum rate a lender will charge on variable-rate loans, such as adjustable-rate mortgages (ARMs), HELOCs, reverse mortgages,...

Lower Home Equity Line of Credit (HELOC): Our 2025 Review

Lower’s home equity line of credit (HELOC) can give you access to a revolving line...

[2025 Review] Our Take on Aven’s Home Equity Backed Credit Card

Aven’s credit card is like having a home equity line of credit (HELOC) in your...

Can You Apply for a HELOC After Refinancing Your Mortgage? A Complete Guide

If you’ve recently refinanced your mortgage and need extra money, you might wonder whether you...

How Is Home Value Determined for a HELOC?

Home equity lines of credit (HELOCs) offer flexibility if you’re planning a home renovation or need to cover another large cost. You can...

New American Funding Home Equity Review

New American Funding is a family-owned company that aims to be a different kind of mortgage lender. It offers many types of loans,...

2025 Sell2Rent Review: Best Home Sale-Leaseback for Investor Bids, but Longer Closing and No Buybacks

You can pass on the homeownership risk to someone else, but still remain in your...

Should You Use Home Equity to Purchase or Pay Off Your Car?

It's possible to use a HELOC or home equity loan to pay off auto loan...

Suze Orman’s Take on Home Equity Loans and HELOCs

As a general rule, Suze Orman doesn’t love home equity loans or lines of credit....

Can You Sell Your House With a Home Equity Loan or HELOC?

You can sell your house with a home equity loan or HELOC, but some of...