Timothy Moore, CFEI® Profile Photo

Timothy Moore, CFEI®

Timothy Moore is a Certified Financial Education Instructor (CFEI®) specializing in bank accounts, student loans, taxes, and insurance. His passion is helping readers navigate life on a tight budget.

About Timothy Moore, CFEI®

Current Role

Personal finance journalist

Expertise

  • Bank Accounts
  • Taxes
  • Personal Loans
  • Debt Management
  • Student Loans
  • Auto Loans
  • Budgeting
  • Money Management
  • Home Equity

Certifications & Degrees

  • CFEI®
  • Bachelor’s degree in professional writing and editing from Wright State University

Personal Finance Experience

Timothy has been writing about personal finance since 2017. He has contributed to major personal finance blogs, as well as written educational content for several banks and lending institutions.

Before becoming a full-time writer and Certified Financial Education Instructor, Timothy served as a managing editor at a marketing agency, where he oversaw automotive content, including stories about vehicle financing and insurance. He also spent four years building a content production team for the consulting arm of a market research firm, producing in-depth business-to-business content marketing materials and complex return on investment analyses for major tech brands.

While personal finance is his major passion, Timothy loves traveling (on a budget!) and has been featured in multiple travel publications. He currently serves as managing editor of print for a travel magazine.

Latest from Timothy Moore, CFEI®

What Happens When You Refinance a Student Loan

Should I Refinance My Parent PLUS Loans? 8 Reasons You Might or Might Not

Refinancing your Parent PLUS loans can serve several purposes: You can potentially lower your interest...

The Best Earned Wage Access Apps in 2025

The Best Earned Wage Access Apps in 2026

Offering an earned wage access (EWA) app as a company benefit is an excellent way to attract potential employees, retain current employees, and,...

The Top 8 Reasons College Is So Expensive These Days [February 2025 Edition]

Why Are Colleges So Expensive Nowadays? 8 Main Reasons Behind Tuition Bloat

College tuition costs have become too expensive for the average American student. Case in point:...

How to Finance Your Tiny Home: Personal Loans and 5 Other Options

How to Finance Your Tiny Home: Personal Loans and 4 Other Options

Tiny homes are affordable and great for individuals or couples, especially those who own a...

3 Ways to Sell Your Home and Still Live in It

3 Ways to Sell Your Home and Still Live in It

While it’s not the most common path for homeowners, selling your home but still living in it is possible with three options: a...

How to Shop for a HELOC: 17 Expert Tips to Get the Best Rate in January 2025

Shopping for a HELOC: How to Get the Best HELOC Rate in 12 Steps

A home equity line of credit (HELOC) is a great tool for tapping into the...

[Q&A] How Can I Eliminate My Payday Loans? The Best Debt Relief and Debt Consolidation Options

[Q&A] How Can I Eliminate My Payday Loans? The Best Debt Relief and Debt Consolidation Options

Payday loans might feel like your only option when your back’s against the wall, but...

The Best Debt Relief Companies and How They Work [2025 Edition]

Best Debt Relief Companies of 2026 and How They Operate

If you’re dealing with overwhelming debt from credit cards, personal loans, medical bills, or even...

How to Take a Work Sabbatical and Stay Afloat Financially

How to Take Work Sabbatical and Stay Afloat Financially

Even the most rewarding careers can be mentally, physically, and emotionally draining. Taking time off...

Debt Relief vs. Debt Consolidation

Debt Relief vs. Debt Consolidation: Which Is Better for Your Debt?

If you’re deciding between debt relief and debt consolidation, the right choice depends less on...