Rebecca Lake, CEPF® Profile Photo

Rebecca Lake, CEPF®

Rebecca Lake is a certified educator in personal finance (CEPF®) and freelance writer specializing in finance.

About Rebecca Lake, CEPF®

Current Role

Personal Finance Writer

Expertise

  • Student Loans
  • Mortgages
  • Home-buying
  • Credit
  • Debt
  • Personal Loans
  • Education Planning
  • Insurance
  • Investing
  • Small Business

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor's degree in political science from the University of South Carolina

Personal Finance Experience

Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.

Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.

Latest from Rebecca Lake, CEPF®

Subsidized Student Loans

Subsidized student loans offer a break on interest payments in some situations. Here's a look at what subsidized loans are and who's eligible.

Unsubsidized Student Loans

Unsubsidized student loans are offered by the Department of Education to undergraduate and graduate students, regardless of financial need. Borrowers are responsible for...

Everything to Know About Tax Liens

Federal tax liens are claims made on your assets in response to a delinquent tax bill. These liens can make it difficult to...

How to Transfer Student Loans to Another Lender

You can transfer your student loans to another lender through a refinance or consolidation.

Refinance Dental School Loans: A Guide

Find out whether or not you should refinance dental school loans. If you should, we include a few lenders worth considering.

December 2024 Student Loan Interest Rates: Federal, Private, and Refinance

The Department of Education’s current student loan interest rate is a fixed rate between 4.99%...

What Can Student Loans Be Used For?

Borrowers might use their student loans in ways we don't recommend, which can affect their financial future. Here's how to make sure you...

How to File for Student Loan Bankruptcy

Student loan bankruptcy exists, but it's not always easy to come by.

Student Loans for International Students: Top Options for Non-U.S. Citizen Borrowers

International students with a cosigner that is a U.S. citizen or resident can be approved...

Bank of America Personal Loan Alternatives

Bank of America (BoA) doesn’t offer personal loans, but many other lenders can help you cover unexpected expenses or finance larger purchases. Whether...