Melody Stampley, CEPF® Profile Photo

Melody Stampley, CEPF®

Melody Stampley is a personal finance writer and Certified Educator in Personal Finance® with 10-plus years of combined experience in writing, editing, and finance. She specializes in credit, loans, budgeting, saving, and insurance. Melody is a mother who enjoys helping others become free and empowered to show younger generations good stewardship practices.

About Melody Stampley, CEPF®

Current Role

Personal finance writer & consultant

Expertise

  • Budgeting
  • Credit
  • Student Loans
  • Personal Loans
  • Home Equity
  • Mortgages
  • Banking
  • Debt

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor’s degree in public relations from the University of Florida, Master’s degree in mass communication from Florida International University

Personal Finance Experience

Melody Stampley is a writer and editor who has enjoyed reading personal finance articles since she was a preteen.

Melody recognized her passion for personal finance in 2020, the same year she paid off nearly $25,000 of debt, became a certified Ramsey Solutions Master Financial Coach and a certified Connect Financial Ministries Financial Coach, and started her own personal finance consulting business.

Since then, Melody has hosted financial literacy workshops for children and high-school students, led financial discipleship Bible studies for adults, and offered one-on-one financial coaching consultations and sessions.

Becoming a full-time stay-at-home mom has further motivated Melody to equip others to teach the following generations sound financial principles while they’re young.

Melody earned the designation Certified Educator in Personal Finance® (CEPF®) from the Institute for Financial Literacy in 2024.

Latest from Melody Stampley, CEPF®

College Ave vs. Sallie Mae Student Loan Analysis

College Ave offers private student loans and student loan refinancing, while Sallie Mae only offers...

What Are Federal Direct Stafford Loans, and How Do They Work in 2025?

A Stafford Loan is a student loan made available by the federal government. These federal...

12 Tips to Pay for College Without Parents’ Help

Paying for college is no easy task. Learn about the steps you should take and...

Student Loans for Continuing Education

Need student loans for continuing education costs? Federal loans and loans from private lenders are two ways to cover the cost of your...

How to Get Interest-Free Student Loans

To find interest-free student loans, you'll need to take the time to find the right programs.

12 Grants to Pay Off Student Loans

If you have student loans, you can get help paying them off with grants. Grants to pay off student loans come in many...

How Do You Legally Settle Student Loan Debt?

Legally settling student loan debt is complicated, but settlement might be an option in certain cases. Here’s what to know if you’re considering...

Lions Club Scholarships

When it comes to bringing hands and hearts to communities, Lions Club International is one of the most widely recognized organizations serving our...