Alene Laney Profile Photo

Alene Laney

Alene Laney is a personal finance writer specializing in credit cards, mortgages, and consumer financial products. A credit card rewards enthusiast and mother of five, Alene enjoys sharing money-saving and money-making strategies.

About Alene Laney

Current Role

Personal finance writer

Expertise

  • Credit Cards
  • Mortgages
  • Loans

Degrees

  • Bachelor's degree in English and history from the University of Utah

Personal Finance Experience

Alene's passion for personal finance comes from a lifelong obsession with making outside-the-box money choices. From becoming a landlord at age 19 to using credit card rewards to fund bucket-list travel, she draws on her experiences to impart ways to enrich your life without breaking the bank.

As a real estate investor and mortgage writer, Alene's broad knowledge base stems from her time spent as a landlord, buying and selling real estate, working as a transaction coordinator in a real estate office, attending auctions, finding real estate financing alternatives, and learning from various tough situations.

A former educator, Alene understands what truly works for families on tight budgets. With five kids, she knows the importance of being good with the money you have! After some time spent in a career change in accounting, she embraced the personal finance world of online education and today spends her time writing to help individuals and families optimize their money choices.

Latest from Alene Laney

Finance of America Reverse Mortgage Review

Founded in 2003, Finance of America Reverse is a market leader for reverse mortgages in the U.S. It helps people find a clear...

Klover App Review: Cash Advance & Budget

Klover was founded in 2019 on the premise that financial tools should be available for everyone. The Klover app offers up to a...

Does Your State Affect HELOC Rates?

With more than $30 trillion in home equity—the highest amount of home equity ever held in the United States—many homeowners may consider taking...

HELOC vs. Personal Loan: Which Is Better?

Personal loans don’t use your home as collateral, but they come with higher interest rates, shorter terms, and higher payments. Home equity lines...

[2024 Review] Our Take on Aven’s Home Equity Backed Credit Card

Aven’s credit card is like having a home equity line of credit (HELOC) in your...

Happy Money Personal Loan Review

Happy Money personal loans are for paying off credit card debt. There’s no hard credit check and loan options are displayed within minutes.

Personal Loans for Vehicles

Personal loans for vehicles grant flexibility for borrowers, but they usually come at the cost of a higher interest rate.

Can You Use a Home Equity Loan or HELOC for a Foreign Property?

Purchasing foreign property with home equity may grant you favorable terms. Here’s how to do...

How to Convert a HELOC to a Fixed-Rate Loan [Plus Refinance Options]

Many HELOCs have variable interest rates that can change over time. Rather than deal with...

How to Sell Equity in Your Home

Equity can be a powerful thing for homeowners. Here are four ways you can unlock the equity in your property and turn it...