Alene Laney Profile Photo

Alene Laney

Alene Laney is a personal finance writer specializing in credit cards, mortgages, and consumer financial products. A credit card rewards enthusiast and mother of five, Alene enjoys sharing money-saving and money-making strategies.

About Alene Laney

Current Role

Personal finance writer


  • Credit Cards
  • Mortgages
  • Loans


  • Bachelor's degree in English and history from the University of Utah

Personal Finance Experience

Alene's passion for personal finance comes from a lifelong obsession with making outside-the-box money choices. From becoming a landlord at age 19 to using credit card rewards to fund bucket-list travel, she draws on her experiences to impart ways to enrich your life without breaking the bank.

As a real estate investor and mortgage writer, Alene's broad knowledge base stems from her time spent as a landlord, buying and selling real estate, working as a transaction coordinator in a real estate office, attending auctions, finding real estate financing alternatives, and learning from various tough situations.

A former educator, Alene understands what truly works for families on tight budgets. With five kids, she knows the importance of being good with the money you have! After some time spent in a career change in accounting, she embraced the personal finance world of online education and today spends her time writing to help individuals and families optimize their money choices.

Latest from Alene Laney

HELOCs for Retirees

If you’re a retiree looking for a HELOC, depending on your equity and credit score, you could be in a position to get...

HELOCs for Home Repairs

A home equity line of credit (HELOC) is one of the best solutions for financing home repairs. HELOC financing is flexible and offers...

EasyKnock Alternatives

EasyKnock is a sale-leaseback company that buys homes and immediately rents them back to the sellers. It provides the seller with the full...

Reverse Mortgage Fees

A reverse mortgage is a unique lending tool that allows borrowers over 62 to borrow money from their home’s equity without making a...

Reverse Mortgages in Texas

If you are 62 or older and need a little extra money to pay for your life in Texas, you might consider a...

American Advisors Group (AAG) Reverse Mortgage Review

Founded in 2004, American Advisors Group (AAG) states its mission is to deliver the best...

Mutual of Omaha Reverse Mortgage Review

Mutual of Omaha is an established company founded in 1909 with a long history of originating reverse mortgages. It’s the second-largest provider of...

Finance of America Reverse Mortgage Review

Founded in 2003, Finance of America Reverse is a market leader for reverse mortgages in the U.S. It helps people find a clear...

Klover App Review: Cash Advance & Budget

Klover was founded in 2019 on the premise that financial tools should be available for everyone. The Klover app offers up to a...

Does Your State Affect HELOC Rates?

With more than $30 trillion in home equity—the highest amount of home equity ever held in the United States—many homeowners may consider taking...