Alene Laney Profile Photo

Alene Laney

Alene Laney is a personal finance writer specializing in credit cards, mortgages, and consumer financial products. A credit card rewards enthusiast and mother of five, Alene enjoys sharing money-saving and money-making strategies.

About Alene Laney

Current Role

Personal finance writer


  • Credit Cards
  • Mortgages
  • Loans


  • Bachelor's degree in English and history from the University of Utah

Personal Finance Experience

Alene's passion for personal finance comes from a lifelong obsession with making outside-the-box money choices. From becoming a landlord at age 19 to using credit card rewards to fund bucket-list travel, she draws on her experiences to impart ways to enrich your life without breaking the bank.

As a real estate investor and mortgage writer, Alene's broad knowledge base stems from her time spent as a landlord, buying and selling real estate, working as a transaction coordinator in a real estate office, attending auctions, finding real estate financing alternatives, and learning from various tough situations.

A former educator, Alene understands what truly works for families on tight budgets. With five kids, she knows the importance of being good with the money you have! After some time spent in a career change in accounting, she embraced the personal finance world of online education and today spends her time writing to help individuals and families optimize their money choices.

Latest from Alene Laney

Does Your State Affect HELOC Rates?

With more than $30 trillion in home equity—the highest amount of home equity ever held in the United States—many homeowners may consider taking...

HELOC vs. Personal Loan: Which Is Better?

The difference between a home equity line of credit (HELOC) vs. a personal loan comes down to one major question: Do you want...

Happy Money Personal Loan Review

Happy Money personal loans are for paying off credit card debt. There’s no hard credit check and loan options are displayed within minutes.

Personal Loans for Vehicles

Personal loans for vehicles grant flexibility for borrowers, but they usually come at the cost of a higher interest rate.

Can You Use a Home Equity Loan or HELOC for a Foreign Property?

Purchasing foreign property with home equity may grant you favorable terms. Here’s how to do...

Do I Need an Appraisal for a Home Equity Loan or Line of Credit?

An appraisal helps your home equity lender get an accurate value of your home, but...

How to Check Your Credit Card Application Status

You don’t have to wonder about whether you’ve been approved for a credit card. Here’s...

LightStream Personal Loan Review

LightStream is an online lender designed to accommodate and reward borrowers with good-to-excellent credit scores. The application is quick, interest rates are low,...

Best Personal Loans for Fair Credit

Looking for loans with fair credit? Check out our picks for the best personal loans for fair credit from our partners.

Home Improvement Loans With Bad Credit

You’ll see a higher interest rate on a home improvement loan with bad credit, but you have options.