Personal Loans Cash Advance Apps Like Brigit: 5 Best Brigit Alternatives in 2026 2 people contribute to this content Written by Taylor Milam-Samuel Written by Taylor Milam-Samuel Expertise: Student loans, debt, budgeting, tax relief, home equity, personal loans, auto loans Taylor Milam-Samuel is a personal finance writer and credentialed educator who is passionate about helping people take control of their finances and create a life they love. When she's not researching financial terms and conditions, she can be found in the classroom teaching. Learn more about Taylor Milam-Samuel Edited by Amanda Hankel Edited by Amanda Hankel Expertise: Writing, editing, digital publishing Amanda Hankel is a managing editor at LendEDU. She has more than seven years of experience covering various finance-related topics and has worked for more than 15 years overall in writing, editing, and publishing. Learn more about Amanda Hankel Written by Taylor Milam-Samuel Written by Taylor Milam-Samuel Expertise: Student loans, debt, budgeting, tax relief, home equity, personal loans, auto loans Taylor Milam-Samuel is a personal finance writer and credentialed educator who is passionate about helping people take control of their finances and create a life they love. When she's not researching financial terms and conditions, she can be found in the classroom teaching. Learn more about Taylor Milam-Samuel Edited by Amanda Hankel Edited by Amanda Hankel Expertise: Writing, editing, digital publishing Amanda Hankel is a managing editor at LendEDU. She has more than seven years of experience covering various finance-related topics and has worked for more than 15 years overall in writing, editing, and publishing. Learn more about Amanda Hankel show more Feb 01, 2026 With cash advance apps, you can borrow money just minutes after downloading. There are no credit checks, hidden fees, or the hassle that comes with traditional payday loans. Brigit has an editorial rating of 4.6 out of 5, so it’s one of our top-recommended cash advance apps. Still, it may not be the best fit for everyone. Depending on your needs, one of the other apps below could work better for you. Best for Early Paycheck Access 4.9 Get Cash Get Cash Max. Advance $1,000 Fee-Free Delivery 1–3 days Faster Delivery $2.99 fee 4.9 Get Cash Best for Overdraft Protection 4.7 Get Cash Get Cash Max. Advance $400 Fee-Free Delivery 1–3 days Faster Delivery Up to $12 4.7 Get Cash Best for Small Advances 4.7 Get Cash Get Cash Max. Advance $500 Fee-Free Delivery 1-3 days Faster Delivery 0%-1.5% fee 4.7 Get Cash 1.5% of the amount for external card$0 to Dave account Best for Earning Larger Advances 4.4 Get Cash Get Cash Max. Advance $1,000 Fee-Free Delivery 1-5 days Faster Delivery $0.49–$8.99 fee 4.4 Get Cash 3.6 Get Cash Get Cash Max. Advance $400 Fee-Free Delivery 3 days Faster Delivery $1.99–$20+ fee 3.6 Get Cash Table of Contents What app is better than Brigit? Earnin Tilt Dave MoneyLion Klover What app will let me borrow money immediately? How to choose the best alternative Brigit vs. Earnin Brigit vs. Tilt Brigit vs. Dave Brigit vs. MoneyLion Brigit vs. Klover What app is better than Brigit? Brigit makes it easy to build credit and monitor your score, but the monthly membership fee adds up, and recent action from the Federal Trade Commission might make some borrowers nervous. Check out these alternative cash advance apps if you’re looking for a different option. Earnin <strong>Best for Early Paycheck Access</strong> 4.9 /5 Get Cash Why we picked it Earnin makes it easy, and more importantly, free to get a cash advance. You’re not stuck with a monthly membership or any other fees. It takes a couple of days for the money to hit your bank account unless you pay an instant transfer fee, but that’s the setup for most cash advance apps. The only downside? You can only borrow $150 each day or $1,500 each pay period. No mandatory fees Low instant transfer fee Lower cash advance limit Funding$0 – $150 dailySpeed of advance1 – 3 business days (within minutes with fee)Monthly feesNone Tilt <strong>Best for Overdraft Protection</strong> 4.7 /5 Get Cash Why we picked it Tilt (formerly Empower) earns an editorial rating of 4.7/5. The app is easy to use, and 98% of instant transfers arrive within 15 minutes. It’s a solid option if you need money fast, but it comes at an extra cost. Mandatory membership costs $8 per month, and instant transfer fees can cost up to $12, so you could wind up paying $20 for one transfer. Make sure to take advantage of the free 14-day trial if you decide to try it out. Free 14-day trial Super fast delivery with an extra fee Monthly subscription fee Free cash advance takes up to 5 days Funding$10 – $400Speed of advance1 – 3 business days (within minutes with fee)Monthly fees$8/month Dave <strong>Best for Small Advances</strong> 4.7 /5 Get Cash Why we picked it Dave charges an affordable membership fee of up to $5 per month. Most cash advance apps charge similar fees, and Dave’s fees are more affordable than others. You can also use Dave’s in-app Side Hustle or Surveys features to earn extra cash before payday. Service fees are pricey, though. Dave charges an “overdraft fee” of up to $25 for each cash advance. Affordable membership fees Unique money-making opportunities Pricey service fees Recent FTC lawsuit Funding$25 – $500Speed of advance5 minutes – 3 business daysMonthly feesUp to $5/month MoneyLion <strong>Best for Earning Larger Advances</strong> 4.4 /5 Get Cash Why we picked it MoneyLion is one of the few cash advance apps without mandatory fees. You can borrow up to $500 without opening a separate RoarMoney banking account. But if you want to try and access more cash, you probably need to open one. Either way, it takes time to build your borrowing limit. Express transfer fees range from $0.49 – $8.99. No mandatory fees Highly-rated mobile app Can’t borrow large amounts right away Must open a RoarMoney account for higher limits Funding$25 – $500 ($1,000 w/RoarMoney account)Speed of advance1 – 5 business days (within minutes with fee)Monthly feesNone Klover 3.6 /5 Get Cash Why we picked it Klover doesn’t charge mandatory upfront fees, but you have to pay for the cash advance in a different way. The company gamifies the experience by allowing you to take surveys or watch ads to earn points toward no-fee cash advances. In other words, you’re selling your data to the company. It’s not the right fit for everyone, but if you like earning rewards and don’t mind spending some time in the app, it could be a good choice. No upfront fees Daily giveaways and points Must share data with the app Instant funds are expensive, with fees ranging from $1.99 to $20+. Funding$5 – $400Speed of advance3 business days (within minutes with fee)Monthly feesNone What app will let me borrow money immediately? Every app on our list offers instant cash advances. The actual timeline of an “instant” advance varies, even within the same company. Dave, for example, provides instant cash advances to Dave Checking accounts, but it takes one hour to get the money to an external checking account. On average, you can expect to receive the money in about 30 minutes. You usually can’t get an exact delivery estimate until you apply for the advance. Even then, the estimates can be hit-or-miss. The good news is that any app with an “instant” transfer option lets you borrow money immediately. It usually takes less than an hour from when you sign up. Here’s an in-depth look at the apps that let you borrow money immediately, including the fees for each. AppImmediate?FeeBrigit✅NoneEarnin✅$3.99 – $5.99Tilt✅$1 – $12Dave✅$0 – $7.50MoneyLion✅$0.49 – $8.99Klover✅$1.99 – $16.78 How to choose the best alternative Now that you know the best Brigit alternatives, it’s time to compare the options. We’ve picked a winner for each company to help make the decision a little easier. Brigit vs. Earnin Winner Earnin Earnin is our top recommendation for cash advance apps. You won’t pay any mandatory fees, and the instant transfer fees are lower than average. Based on membership fees alone, you could save almost $200 a year by using Earnin instead of Brigit. Brigit vs. Tilt Winner Tilt Tilt offers one of the fastest instant transfers, with 98% arriving within 15 minutes. Brigit’s transfers usually take a little longer to arrive. Tilt’s 14-day free trial makes it easy to try the app — a perk Brigit doesn’t offer. Brigit vs. Dave Winner Brigit Dave’s fees are high and can be hard to understand. The company charges “overdraft” fees of up to $25 for each transfer, and there are extra fees for instant transfers. In comparison, Brigit has a simple flat monthly fee of $8.99 or $15.99, making Dave more expensive and less straightforward. Brigit vs. MoneyLion Winner MoneyLion MoneyLion doesn’t charge any fees, while Brigit charges a mandatory membership fee of $8.99 or $15.99. It might not matter as much if you only need to borrow money once, but the price difference is huge. Once you set up a RoarMoney banking account, you can also borrow double the amount of cash with MoneyLion. Brigit vs. Klover Winner Brigit Klover is a new app that gives you no-fee cash advances in exchange for sharing your personal data and time. However, the setup process may not suit everyone, and sometimes it’s better to pay a fee upfront and spend less time in the app. Article sources At LendEDU, our writers and editors rely on primary sources, such as government data and websites, industry reports and whitepapers, and interviews with experts and company representatives. We also reference reputable company websites and research from established publishers. This approach allows us to produce content that is accurate, unbiased, and supported by reliable evidence. Read more about our editorial standards. Federal Trade Commission, FTC Sends More Than $17 Million to Consumers Harmed by Brigit’s Deceptive Claims, Junk Fees, and Confusing Cancellation Process Earnin, Cash Out Brigit, Subscription Pricing Tilt, Cash Advance Tilt, Is “Instant” Delivery Really Instant? Federal Trade Commission, FTC Takes Action Against Online Cash Advance App Dave for Deceiving Consumers, Charging Undisclosed Fees Dave, What Are ExtraCash Fees? Dave, How Does ExtraCash Work? Google Play, MoneyLion MoneyLion, MoneyLion Instant Cash About our contributors Written by Taylor Milam-Samuel Taylor Milam-Samuel is a personal finance writer and credentialed educator who is passionate about helping people take control of their finances and create a life they love. When she's not researching financial terms and conditions, she can be found in the classroom teaching. Edited by Amanda Hankel Amanda Hankel is a managing editor at LendEDU. She has more than seven years of experience covering various finance-related topics and has worked for more than 15 years overall in writing, editing, and publishing.