Taylor Milam-Samuel Profile Photo

Taylor Milam-Samuel

Taylor Milam-Samuel is a personal finance writer and credentialed educator who is passionate about helping people take control of their finances and create a life they love. When she's not researching financial terms and conditions, she can be found in the classroom teaching.

About Taylor Milam-Samuel

Current Role

Personal finance writer


  • Student Loans
  • Credit Cards
  • Debt
  • Budgeting


  • Bachelor's degree in English language arts from UCLA, master's degree in education from San Diego State University

Personal Finance Experience

Taylor's interest in personal finance began shortly after she graduated from college and was faced with the reality of her student loans. In an effort to create a better financial future for herself, she dove headfirst into the world of personal finance and started learning as much as possible.

What started as a personal passion has since grown into a career as a personal finance writer and educator.

Latest from Taylor Milam-Samuel

Should You Refinance to a Variable-Rate Student Loan?

When you refinance your student loans, a private lender pays off your current loans and...

How Does Student Loan Forgiveness Work?

Student loan forgiveness means that your debt is forgiven or removed. The federal government offers various programs that allow borrowers with eligible federal...

529 Plan vs. Savings Account

It’s never too early to start saving for college. Whether you’re a new or seasoned parent or a loving grandparent, planning for the...

Maximum 529 Plan Contribution Limits by State

A 529 plan is an account that allows you to save for college expenses while minimizing your tax burden. Parents or grandparents often...

Banks to Refinance Student Loans

Refinancing student loans can help you secure a lower interest rate and better repayment terms. But to take advantage of the perks of...

Banks Offering Student Loans

With an average cost of $36,436 per year, college tuition is expensive. Student loans might be the answer if you need help paying...

Refinance International Student Loans

You might have student loans if you’re an international student studying in the United States. Refinancing your loans can help you secure a...

How to Get a Loan in an Emergency

Emergency personal loans can help cover unexpected expenses, including medical bills, house repairs, urgent veterinary care, or losing a portion of income. Unforeseen...

Best HELOC Rates in New York

Home equity lines of credit (HELOCs) allow homeowners to access equity in their homes. Your house serves as the collateral. As secured loans,...

How to Respond to a Notice of Deficiency

If the IRS completes an examination of what you owe and proposes changes, the agency sends a notice of deficiency. It’s also called...