Blog
A Study of Seasonal Expenses: Do We Spend More During the Summer?
Who doesn’t like the summer? Summer Fridays, days on the beach, vacations, weddings, the Fourth of July, and baseball are...
17-min read Second Mortgage vs. Home Equity Loan: What’s the Difference?
Home equity loans are usually second mortgages—meaning they're the second loan you take out against your home. Your mortgage is...
5-min read Should You Use a HELOC to Pay Off Credit Card Debt?
Home equity loans and HELOCs can be smart ways to pay off credit cards and save on interest. There are...
11-min read Home Improvement Loans With No Equity
A home improvement loan can be a terrific way to spruce up your home, but it might feel challenging to...
8-min read Should You Use A Home Equity Loan or Line of Credit for Debt Consolidation?
Both home equity loans and home equity lines of credit can be used to consolidate existing debt, often saving you...
12-min read Should You Use a Home Equity Loan or Line of Credit for Vacation?
A HELOC or home equity loan could provide you with cash for a vacation. It's important to weigh the pros...
8-min read Cash-Out Refinance vs. Home Equity Loan: Which Is Better?
When weighing a cash-out refinance loan vs. home equity loan, it's important to consider how much you need to borrow,...
3-min read How to Prove Undue Hardship for Student Loans
For those facing extreme financial difficulty, proving undue hardship in bankruptcy may offer an escape from their student loan debt...
10-min read Should You Consolidate Your Student Loans If You Want Public Service Loan Forgiveness (PSLF)?
Student loan consolidation for PSLF could cause you to lose progress toward your goal, but several current and future programs...
5-min read How Long Will It Take to Pay Off Student Loans? Timelines for $10K – $200K
Student loans don’t need to be a mystery. Here’s how to determine your loan amount, interest rate, terms, and payoff...
6-min read