Many or all companies we feature compensate us. Compensation and editorial
research influence how products appear on a page.

Kubiak Enterprise Timeshare Exit Review 2026

4.0 /5

Our take: Kubiak Enterprise could be a good choice if you want personal support from a straightforward company with a strong ethical reputation. However, it may not be the best fit if your case is complex or if you prefer an escrow account to a money-back guarantee.

Timeshare Exit
  • BBB Torch Award for Ethics winner
  • 100% success rate
  • Legitimate money-back guarantee
  • Small independent company
  • Honest about limitations
  • Cancellation can take up to 2 years
  • No escrow account
  • No physical address
  • Limited contact information
Initial consultationDigital form and free consultation
FeesOne-time flat fee
ProcessVaries based on timeshare
BBB ratingA+

Patrick Kubiak started Kubiak Enterprise in 2012. It’s a small, independent business with few employees and no flashy sales pitches, but customers say the service feels personal.

The founder says his guiding principle is making sure to offer the kind of help he would want for his own mom, which is why he used his name for the company.

How it works

Many companies offer timeshare cancellation, but each one does things a bit differently. Here’s how Kubiak Enterprise approaches it.

Timeshare contract termination

Kubiak helps end timeshare contracts, which are the documents you signed that list the terms and costs. When the process is finished, the contract is gone, and you’re no longer responsible for it. This is not the same as selling or transferring your timeshare to someone else.

Timeshare mortgage cancellation

If you have a timeshare mortgage, Kubiak Enterprise can help with that, too. A timeshare mortgage is often a high-interest loan used to pay for the contract. You might have just a contract, a mortgage, or both. Kubiak can help you cancel either one.

Quitclaim deed

Kubiak Enterprise can also help you set up a quitclaim deed. This lets you transfer your timeshare to someone else, often someone you know. People use this option after a divorce or for estate planning. It’s an affordable way to leave a contract, but you need someone willing to take it.

Before moving forward, Kubiak Enterprise checks your timeshare loan details. A title search reveals any liens or tax issues, so you can ensure the transfer is legal and clear.

100% success rate

Kubiak Enterprise has helped over 2,000 customers and achieved a 100% success rate by carefully selecting which cases it takes on. After your first consultation, an agent will decide whether the company can help you. If not, it won’t take your case.

100% money-back guarantee

​​Kubiak offers a 100% money-back guarantee. If it can’t cancel your timeshare contract, you get all your money back. This guarantee replaces the option of using an escrow account, which is usually the safest way to protect your money from scams during timeshare exits.

Guaranteed in writing

Kubiak Enterprise puts its guarantees in writing. Along with a money-back guarantee, Kubiak promises that a transfer will never take longer than 24 months. If it does, you receive a full refund.

“We only take cases we know we can win”

The company is clear that it only takes cases it knows it can win. If Kubiak accepts your case, you have a strong chance of getting out of your contract. But it also means you might not be able to work with the team.

The timeshare industry uses various tactics to cancel contracts, including pressure tactics, social media campaigns, and media placements. Kubiak Enterprise focuses on the legal aspects of contracts and seeks legitimate ways out while avoiding other tactics.

Attorney backed and legally binding

Kubiak Enterprise works with attorneys who can consult on your case. The company’s cancellation strategies are described as legal and attorney-backed, though it is not always clear how much involvement lawyers have or at what stage.

Personalized, hands-on approach

As a small company with fewer than 10 employees, Kubiak Enterprise offers a personalized experience unlike that of some larger companies. The employees know your name and story.

Costs

Getting clear pricing information from Kubiak Enterprise can be tough. Most of its services likely cost between $4,000 and $8,000, which is about average for the industry. Your price may be higher or lower depending on what you need. For instance, a quitclaim deed usually costs less.

Pros and cons

Pros

  • Kubiak Enterprise won the BBB Torch Award of Ethics in 2020.

  • The company has a 100% success rate for the cases it accepts.

  • If Kubiak can’t win your case, you’re entitled to a money-back guarantee.

  • It’s a small independent business.

  • The company is upfront about whether it’s the right fit for you.

Cons

  • Completing the cancellation process can take up to 2 years.

  • There is no option to use an escrow payment account.

  • The company doesn’t have a physical address.

  • There are only a few ways to contact Kubiak.

Kubiak Enterprise reviews

Kubiak Enterprise is the only timeshare exit company to win the Better Business Bureau’s (BBB) Torch Award for Ethics. This award demonstrates the companyis commitment to building trust and to ethical business practices.

The company is accredited by the BBB with an A+ rating from the platform and a perfect five-star customer rating. However, there are only a few reviews. While this isn’t always a problem, it does make it harder to get a complete picture of the company.

Here’s a look at customer reviews for Kubiak Enterprise timeshare cancellation.

SourceRatingNumber of reviews
Better Business Bureau (BBB)5.0/515
Trustpilot4.3/58
Collected on February 4, 2026.

Alternatives

Here’s how Kubiak stacks up against three of our other picks for best timeshare exit companies:

Best Money-Back Guarantee
Guarantee Type
Money-back
BBB Rating
A+
Years in Business
13
4.0
Auto-refund after 2 years BBB-accredited
Best Overall
Guarantee Type
Money-back
BBB Rating
A+
Years in Business
5
BBB-accredited
Best for Title Transfer
Guarantee Type
Money-back
BBB Rating
A+
Years in Business
14
Lonestar provides a guaranteed completion date in writing. Not BBB-accredited
Best for Contract Cancellation
Guarantee Type
Money-back
BBB Rating
A+
Years in Business
16
BBB-accredited

Kubiak Enterprise vs. Stonegate

Stonegate is our top pick if you need to exit a timeshare because it offers it all: co-branded law firm, escrow payment account option, and a wide variety of services. The company’s pricing isn’t available unless you complete an initial consultation and provide personal details, but that’s pretty standard for the industry.  

Kubiak Enterprise vs. Lonestar Transfer

Both Kubiak Enterprise and Lonestar Transfer have A+ ratings from the Better Business Bureau and have been around for more than 10 years. The primary difference is that Lonestar Transfer focuses on deed-backs and transfers. Kubiak Enterprise also offers these services, but it mainly works on cancelling timeshare contracts.

Linx Legal and Kubiak Enterprise both offer money-back guarantees instead of escrow accounts. They also get strong customer reviews and use lawyers when needed. Linx Legal is the best choice if you only want to cancel your contract, while Kubiak Enterprise is better if you want to look at different options.

How we rated Kubiak Enterprise

We designed LendEDU’s editorial rating system to help readers find companies that offer the most reputable timeshare exit strategies. Our system awards higher ratings to companies with affordable solutions, positive customer reviews, and online transparency of benefits and terms.

We compared Kubiak Enterprise to several timeshare exit companies, using hundreds of data points from company websites, public disclosures, customer reviews, and direct communication with company representatives. We weighted, scored, and combined each factor to produce a final editorial rating. This rating is expressed on a scale from 1 to 5, with 5 being the highest possible score. Our take is represented in our rating and best-for designation, recapped below.

Best Money-Back Guarantee
Guarantee Type
Money-Back
BBB Rating
A+
Years in Business
14
4.0
Article sources

At LendEDU, our writers and editors rely on primary sources, such as government data and websites, industry reports and whitepapers, and interviews with experts and company representatives. We also reference reputable company websites and research from established publishers. This approach allows us to produce content that is accurate, unbiased, and supported by reliable evidence. Read more about our editorial standards.

About our contributors

  • Taylor Milam-Samuel
    Written by Taylor Milam-Samuel

    Taylor Milam-Samuel is a personal finance writer and credentialed educator who is passionate about helping people take control of their finances and create a life they love. When she's not researching financial terms and conditions, she can be found in the classroom teaching.

  • Kristen Barrett, MAT
    Edited by Kristen Barrett, MAT

    Kristen Barrett is a managing editor at LendEDU. She lives in Cincinnati, Ohio, with her wife and their three senior rescue dogs. She has edited and written personal finance content since 2015.