Personal Finance Timeshare Exit Kubiak Enterprise Timeshare Exit Review 2026 2 people contribute to this content Written by Taylor Milam-Samuel Written by Taylor Milam-Samuel Expertise: Student loans, debt, budgeting, tax relief, home equity, personal loans, auto loans Taylor Milam-Samuel is a personal finance writer and credentialed educator who is passionate about helping people take control of their finances and create a life they love. When she's not researching financial terms and conditions, she can be found in the classroom teaching. Learn more about Taylor Milam-Samuel Edited by Kristen Barrett, MAT Edited by Kristen Barrett, MAT Expertise: Student loans, mortgages, personal loans, home equity, investing Kristen Barrett is a managing editor at LendEDU. She lives in Cincinnati, Ohio, with her wife and their three senior rescue dogs. She has edited and written personal finance content since 2015. Learn more about Kristen Barrett, MAT Written by Taylor Milam-Samuel Written by Taylor Milam-Samuel Expertise: Student loans, debt, budgeting, tax relief, home equity, personal loans, auto loans Taylor Milam-Samuel is a personal finance writer and credentialed educator who is passionate about helping people take control of their finances and create a life they love. When she's not researching financial terms and conditions, she can be found in the classroom teaching. Learn more about Taylor Milam-Samuel Edited by Kristen Barrett, MAT Edited by Kristen Barrett, MAT Expertise: Student loans, mortgages, personal loans, home equity, investing Kristen Barrett is a managing editor at LendEDU. She lives in Cincinnati, Ohio, with her wife and their three senior rescue dogs. She has edited and written personal finance content since 2015. Learn more about Kristen Barrett, MAT show more Feb 06, 2026 4.0 /5 Our take: Kubiak Enterprise could be a good choice if you want personal support from a straightforward company with a strong ethical reputation. However, it may not be the best fit if your case is complex or if you prefer an escrow account to a money-back guarantee. Timeshare Exit BBB Torch Award for Ethics winner 100% success rate Legitimate money-back guarantee Small independent company Honest about limitations Cancellation can take up to 2 years No escrow account No physical address Limited contact information Initial consultationDigital form and free consultationFeesOne-time flat feeProcessVaries based on timeshare BBB ratingA+ Patrick Kubiak started Kubiak Enterprise in 2012. It’s a small, independent business with few employees and no flashy sales pitches, but customers say the service feels personal. The founder says his guiding principle is making sure to offer the kind of help he would want for his own mom, which is why he used his name for the company. Table of Contents How it works Costs Pros and cons Customer reviews Alternatives How it works Many companies offer timeshare cancellation, but each one does things a bit differently. Here’s how Kubiak Enterprise approaches it. Timeshare contract termination Kubiak helps end timeshare contracts, which are the documents you signed that list the terms and costs. When the process is finished, the contract is gone, and you’re no longer responsible for it. This is not the same as selling or transferring your timeshare to someone else. How Timeshare Maintenance Fees Really Work (And How to Get Out of Them Legally) Timeshare mortgage cancellation If you have a timeshare mortgage, Kubiak Enterprise can help with that, too. A timeshare mortgage is often a high-interest loan used to pay for the contract. You might have just a contract, a mortgage, or both. Kubiak can help you cancel either one. Quitclaim deed Kubiak Enterprise can also help you set up a quitclaim deed. This lets you transfer your timeshare to someone else, often someone you know. People use this option after a divorce or for estate planning. It’s an affordable way to leave a contract, but you need someone willing to take it. What Happens to a Timeshare When the Owner Dies? Title search Before moving forward, Kubiak Enterprise checks your timeshare loan details. A title search reveals any liens or tax issues, so you can ensure the transfer is legal and clear. 100% success rate Kubiak Enterprise has helped over 2,000 customers and achieved a 100% success rate by carefully selecting which cases it takes on. After your first consultation, an agent will decide whether the company can help you. If not, it won’t take your case. 100% money-back guarantee Kubiak offers a 100% money-back guarantee. If it can’t cancel your timeshare contract, you get all your money back. This guarantee replaces the option of using an escrow account, which is usually the safest way to protect your money from scams during timeshare exits. 7 Timeshare Fees That Catch Owners by Surprise Guaranteed in writing Kubiak Enterprise puts its guarantees in writing. Along with a money-back guarantee, Kubiak promises that a transfer will never take longer than 24 months. If it does, you receive a full refund. “We only take cases we know we can win” The company is clear that it only takes cases it knows it can win. If Kubiak accepts your case, you have a strong chance of getting out of your contract. But it also means you might not be able to work with the team. How to Cancel a Timeshare in Florida: State Laws and Resources Legal and ethical solutions The timeshare industry uses various tactics to cancel contracts, including pressure tactics, social media campaigns, and media placements. Kubiak Enterprise focuses on the legal aspects of contracts and seeks legitimate ways out while avoiding other tactics. Attorney backed and legally binding Kubiak Enterprise works with attorneys who can consult on your case. The company’s cancellation strategies are described as legal and attorney-backed, though it is not always clear how much involvement lawyers have or at what stage. Personalized, hands-on approach As a small company with fewer than 10 employees, Kubiak Enterprise offers a personalized experience unlike that of some larger companies. The employees know your name and story. How to Get Out of a Marriott Vacation Club Timeshare: 5 Legal Options Costs Getting clear pricing information from Kubiak Enterprise can be tough. Most of its services likely cost between $4,000 and $8,000, which is about average for the industry. Your price may be higher or lower depending on what you need. For instance, a quitclaim deed usually costs less. How Much Does It Cost to Get Out of a Timeshare? Pros and cons Pros Kubiak Enterprise won the BBB Torch Award of Ethics in 2020. The company has a 100% success rate for the cases it accepts. If Kubiak can’t win your case, you’re entitled to a money-back guarantee. It’s a small independent business. The company is upfront about whether it’s the right fit for you. Cons Completing the cancellation process can take up to 2 years. There is no option to use an escrow payment account. The company doesn’t have a physical address. There are only a few ways to contact Kubiak. Kubiak Enterprise reviews Kubiak Enterprise is the only timeshare exit company to win the Better Business Bureau’s (BBB) Torch Award for Ethics. This award demonstrates the companyis commitment to building trust and to ethical business practices. The company is accredited by the BBB with an A+ rating from the platform and a perfect five-star customer rating. However, there are only a few reviews. While this isn’t always a problem, it does make it harder to get a complete picture of the company. Here’s a look at customer reviews for Kubiak Enterprise timeshare cancellation. SourceRatingNumber of reviewsBetter Business Bureau (BBB)5.0/515Trustpilot4.3/58Collected on February 4, 2026. How to Get Out of a Wyndham Timeshare Safely and Legally Alternatives Here’s how Kubiak stacks up against three of our other picks for best timeshare exit companies: Best Money-Back Guarantee 4.0 Guarantee Type Money-back BBB Rating A+ Years in Business 13 4.0 Auto-refund after 2 years BBB-accredited Best Overall 4.7 Check eligibility 888-696-7622 Visit Site Check eligibility 888-696-7622 Visit Site Guarantee Type Money-back BBB Rating A+ Years in Business 5 4.7 Check eligibility 888-696-7622 Visit Site BBB-accredited Best for Title Transfer 4.5 Read Review Read Review Guarantee Type Money-back BBB Rating A+ Years in Business 14 4.5 Read Review Lonestar provides a guaranteed completion date in writing. Not BBB-accredited Best for Contract Cancellation 3.8 Check eligibility 843-376-3999 Visit Site Check eligibility 843-376-3999 Visit Site Guarantee Type Money-back BBB Rating A+ Years in Business 16 3.8 Check eligibility 843-376-3999 Visit Site BBB-accredited Kubiak Enterprise vs. Stonegate Stonegate is our top pick if you need to exit a timeshare because it offers it all: co-branded law firm, escrow payment account option, and a wide variety of services. The company’s pricing isn’t available unless you complete an initial consultation and provide personal details, but that’s pretty standard for the industry. Kubiak Enterprise vs. Lonestar Transfer Both Kubiak Enterprise and Lonestar Transfer have A+ ratings from the Better Business Bureau and have been around for more than 10 years. The primary difference is that Lonestar Transfer focuses on deed-backs and transfers. Kubiak Enterprise also offers these services, but it mainly works on cancelling timeshare contracts. Kubiak Enterprise vs. Linx Legal Linx Legal and Kubiak Enterprise both offer money-back guarantees instead of escrow accounts. They also get strong customer reviews and use lawyers when needed. Linx Legal is the best choice if you only want to cancel your contract, while Kubiak Enterprise is better if you want to look at different options. How to Cancel a Timeshare in Mexico: Laws and Resources How we rated Kubiak Enterprise We designed LendEDU’s editorial rating system to help readers find companies that offer the most reputable timeshare exit strategies. Our system awards higher ratings to companies with affordable solutions, positive customer reviews, and online transparency of benefits and terms. We compared Kubiak Enterprise to several timeshare exit companies, using hundreds of data points from company websites, public disclosures, customer reviews, and direct communication with company representatives. We weighted, scored, and combined each factor to produce a final editorial rating. This rating is expressed on a scale from 1 to 5, with 5 being the highest possible score. Our take is represented in our rating and best-for designation, recapped below. Best Money-Back Guarantee 4.0 Guarantee Type Money-Back BBB Rating A+ Years in Business 14 4.0 Article sources At LendEDU, our writers and editors rely on primary sources, such as government data and websites, industry reports and whitepapers, and interviews with experts and company representatives. We also reference reputable company websites and research from established publishers. This approach allows us to produce content that is accurate, unbiased, and supported by reliable evidence. Read more about our editorial standards. Kubiak Enterprise, Break Free of Your Timeshare for Good Kubiak Enterprise, Ready to Take Back Control? Better Business Bureau, Kubiak Enterprise LinkedIn, Kubiak Enterprise Trustpilot, Kubiak Enterprise Better Business Bureau, BBB Torch Award for Ethics About our contributors Written by Taylor Milam-Samuel Taylor Milam-Samuel is a personal finance writer and credentialed educator who is passionate about helping people take control of their finances and create a life they love. When she's not researching financial terms and conditions, she can be found in the classroom teaching. Edited by Kristen Barrett, MAT Kristen Barrett is a managing editor at LendEDU. She lives in Cincinnati, Ohio, with her wife and their three senior rescue dogs. She has edited and written personal finance content since 2015.