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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

Best HELOCs for Fair Credit

If you have fair credit—meaning a FICO score between 580 and 669—it’s typically easier to be approved for a HELOC than an unsecured...

Best Online HELOC Lenders

Home equity lines of credit (HELOCs) aren’t just available through traditional banks and credit unions. With the rise of online lenders comes online...

EasyKnock Alternatives

EasyKnock is a sale-leaseback company that buys homes and immediately rents them back to the sellers. It provides the seller with the full...

Newfi Home Financing Solutions Review

Newfi’s home equity investment, known as EquityChoice, may be a solid option if you’re looking for a home equity product with built-in safeguards....

Can You Pay Off a HELOC During the Draw Period?

The first phase of your HELOC is the draw period, during which you can borrow...

How to Use a HELOC to Pay for College

A HELOC can help you pay for college costs and could be a smart option compared to private loans. Exhaust all federal financial...

Do You Need an Appraisal for a HELOC or Home Equity Loan?

The HELOC and home equity loan appraisal process can look different today thanks to the...

loanDepot Home Equity Review

Rates (APR) Not disclosed Funding amounts $35,000 – $250,000 Repayment terms 30-year term: 20-year repayment period, 3-year draw period within the first 10...

Alliant Credit Union Home Equity Review

Alliant Credit Union’s home equity line of credit (HELOC) offers no closing costs, no appraisal required for loans up to $250,000, and a...

Massachusetts HELOC Rates and Lenders

According to our findings, homeowners in Massachusetts take out some of the country’s largest home equity lines of credit (HELOCs). If you’re a...