Home Equity Icon

Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

How Is HELOC Interest Calculated?

Interest on a HELOC works differently than interest on a mortgage or home equity loan. Here’s what to know.

Can You Apply for a Home Equity Loan or HELOC Without Your Spouse?

Your state might allow you to apply for a home equity loan or HELOC without...

Best Non-Owner-Occupied HELOCs

HELOCs for investment properties are available from certain lenders, but they can be tough to get. Here’s what to know if you want...

Best Home Equity Loans & HELOCs for Self-Employed

Home equity loans and home equity lines of credit can help you finance large expenses,...

Best HELOC Introductory Rates

After hours of research, here are our picks for the five best HELOC introductory rates among many lenders.

Can a HELOC Be Used as an Emergency Fund?

Your home is your biggest asset. A HELOC lets you unlock that equity to use as an on-demand emergency fund.

Home Equity Loan and HELOC Closing Process

The closing process is the same for a HELOC and home equity loan: Sign paperwork, pay fees, wait, and get the funds. Here’s...

Can I Take Out a Home Equity Loan or HELOC on a Second Home?

Is a home equity loan on a second home smart? It’s appealing for some and...

How Long Does It Take to Get a Home Equity Loan or HELOC?

Home equity loans and lines of credit can offer convenient access to cash. How long...

What Is a Subordination Agreement for a HELOC?

If you refinance your mortgage and want to keep an open HELOC, you may be...