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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

How Much Income Do I Need for a HELOC?

Lenders evaluate several financial measures when you apply for a home equity line of credit (HELOC). Although most lenders don’t specify a minimum...

Can You Have a Cosigner on a HELOC?

If you’re looking to get approved for a home equity line of credit (HELOC) but are worried your credit score or income won’t...

What Is a Home Equity Agreement (HEA) and How Does It Work?

If you’re a homeowner, you may have several options to access some of the equity...

HELOC vs. 0% Interest Credit Card

When deciding between a HELOC and a 0% credit card, it’s crucial to consider your financial situation, borrowing needs, and repayment capacity. Factors...

What Is the Best Way to Pay Off a HELOC?

A home equity line of credit, or HELOC, is a flexible tool that allows you to borrow against your home’s equity. But if...

CELOCs Explained: The Smart Way to Tap Commercial Property Equity

A commercial equity line of credit (CELOC) allows business owners and property investors to tap...

HELOCs for Retirees

If you’re a retiree looking for a HELOC, depending on your equity and credit score, you could be in a position to get...

HELOCs for Co-ops: How They Work and Your Best Options

Getting a HELOC as a co-op owner may seem challenging, but it’s entirely possible with...

HELOCs for Home Repairs

A home equity line of credit (HELOC) is one of the best solutions for financing home repairs. HELOC financing is flexible and offers...

Best All-in-One HELOCs

All-in-one home equity lines of credit (HELOCs) combine your credit line with your checking account—and sometimes even your mortgage—into one product. A key...