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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

What LTV Is Needed for a Home Equity Loan or HELOC?

Maximum loan-to-value (LTV) requirements for home equity loans and HELOCs vary depending on many factors,...

Can I Use a Home Equity Loan or HELOC as Down Payment?

Considering using a HELOC as a down payment? It’s possible, but you may have better...

What Credit Score Is Needed for Home Equity Loans?

Considering taking out a home equity loan or HELOC? Find out what credit score is...

Can I Prequalify for a Home Equity Loan or HELOC?

Not all home equity lenders offer prequalification, but those that do make it easier to...

Do You Have to Pay Off a HELOC When Refinancing?

You may not need to pay off a HELOC when you refinance, but the subordination...

Can You Use a Home Equity Loan or HELOC for a Foreign Property?

Purchasing foreign property with home equity may grant you favorable terms. Here’s how to do...

Do I Need an Appraisal for a Home Equity Loan or Line of Credit?

An appraisal helps your home equity lender get an accurate value of your home, but...

How Are HELOC Payments Calculated?

HELOC payments can change based on the amount you borrow, your interest rate, and other factors. Find out how HELOC payments are calculated.

Do I Qualify for a Home Equity Loan or HELOC?

From credit to income, we’ve researched the main requirements you’ll need to meet to qualify for a home equity loan or HELOC.

PNC Home Equity Review

PNC Bank offers one home equity product, the Choice home equity line of credit (HELOC), to access up to 89.9% of your home’s...