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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

How Long Does It Take to Get a Home Equity Loan?

Based on our research of several lenders, closing times for home equity loans are around...

The 17 Pros and Cons of Home Equity Loans

Home equity loans let homeowners borrow a lump sum against their home’s equity—often at lower interest rates than unsecured loans. With predictable payments,...

When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]

Tapping into your home equity can be a powerful financial tool—whether you’re funding a home...

Debt-to-Income Ratio (DTI) for HELOC: Top 5 FAQ Explained

What is DTI, and why does it matter for a HELOC? DTI, or debt-to-income ratio,...

Can I Use a HELOC to Buy Property?

You can use a HELOC for just about anything you want, including buying a second property. Many homeowners have leveraged their first home...

Zero-Interest Home Improvement Loans: How to Get One and Alternatives to Consider

Many low- and moderate-income, senior, veteran, or rural residential homeowners with equity who need essential...

How Does Figure Use Blockchain for Its HELOCs?

Figure uses blockchain to make getting a HELOC faster and more affordable. This technology removes...

Rocket Mortgage Home Equity Loan (HEL) Review

Rocket Mortgage home equity loans are a solid option if your credit score is at least 680 and you have at least $45,000...

Figure vs. Hometap: Figure HELOC Wins for Fast Funding, Hometap HEA for Eligibility

About Figure and Hometap  Figure is a non-bank lender that offers a home equity line...

10 Home Equity Agreement (HEA) Pros and Cons

Home equity sharing allows you to tap into cash in exchange for a share of your home’s future value. Unlike a home equity...