Home Equity

22
Jul
Equifi Review: Shared Equity in Your Home

Equifi lets you tap into home equity without taking a reverse mortgage or home equity loan. Equifi doesn’t require you to make monthly payments, but rather you pay Equifi back with the future appreciation of your home.

Posted in: Home Equity,
Tags: ptype_review,
22
Jul
USAA Home Equity Loan and HELOC Alternatives

USAA no longer offers home loans or lines of credit. However, other lenders can provide a number of good alternatives for military members and their families.

Posted in: Home Equity, Reviews (2),
18
Jul
Hometap Review: How a Hometap Investment Works

Hometap can help you access your home equity to fund your dream, whether it's paying off debt, going back to school, or starting a business.

Posted in: Home Equity, Reviews (2),
Tags: product review, ptype_review,
18
Jul
Home Equity Sharing Agreements: How They Work & Where to Find Them

If you want to tap into home equity without owing payments, an equity sharing agreement could work. Shared equity agreements let you sell equity to investors. These are offered by companies such as Hometap, Patch, Point, and Unison.

Posted in: Home Equity,
Tags: ptype_cornersecond,
16
Jul
Banks That Offer Fixed Rate HELOCs

Home equity lines of credit, or HELOCs, typically carry variable interest rates, which can make it difficult to gauge the total costs associated with this form of financing. However, these lenders often offer borrowers the option to enter into a fixed-rate HELOC, which may be preferable for borrowers who want flexible financing with predictable repayment.

Posted in: Home Equity,
Tags: ptype_cornersecond,
15
Jul
Point Home Equity Review: An Alternative Way to Sell Equity in Your Home

Point Home Equity will invest in your home equity, allowing you to access cash without borrowing. You don’t make monthly payments, but you will need to buy back your equity when you sell the home or by the end of your end of the term.

Posted in: Home Equity, Reviews,
Tags: loan review, ptype_review,
27
Jun
Patch Homes Review: Is a Shared Equity Contract Right for You?

Patch Homes provides an alternative, debt-free approach to the standard home equity loan by offering a shared equity loan or shared appreciation mortgage. You won’t pay an interest rate but will pay the loan back by sharing profits from real estate appreciation.

Posted in: Home Equity, Reviews (2),
Tags: ptype_review,
24
Jun
How to Qualify for a Home Equity Loan With Bad Credit

It can be difficult to qualify for home equity loans with bad credit. But, there are ways to improve your chances of getting a bad credit home equity loan.

Posted in: Best Options, Home Equity,
06
Jun
Can I Use a Home Equity Loan to Buy Another House?

For most American homeowners, their home is the single largest asset in their investment portfolio. You can borrow money to purchase real estate at a low interest rate and deduct the mortgage interest on your federal taxes. Real estate is a relatively safe investment since it seldom declines in value, and you get to use […]

Posted in: Home Equity, Home Equity Uses,
29
May
How to Decide if You Should Use a Home Equity Line of Credit to Pay Off Student Loans

Using a HELOC to pay off your student loan debt could save you a lot of money in interest, but you risk losing your home if you can't make payments. Only use this strategy if you are sure that you can afford the payments until the HELOC is paid off.

Posted in: Home Equity, Resources, Student Loans,