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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

Best HELOC Rates and Lenders in Texas

Homeowners in Texas may use a home equity line of credit (HELOC) for various purposes. Rates on HELOCs are often lower than personal...

Does Your State Affect HELOC Rates?

With more than $30 trillion in home equity—the highest amount of home equity ever held in the United States—many homeowners may consider taking...

Figure HELOC Alternatives

Figure provides fast funding through a tech-savvy home equity line of credit (HELOC) service designed for the modern homeowner. With its digital-first approach,...

HECM vs. HELOC: Which Is Better?

If you’re looking to borrow against the equity in your home, two options include a home equity conversion mortgage (HECM) and a home...

Best HELOC Rates and Lenders in California

If you’re a homeowner in California, you might consider tapping into your equity with a home equity line of credit (HELOC). A HELOC...

How Does a HELOC Work?

Home equity lines of credit—or HELOCs, as they’re more commonly known—are one of the most popular tools that homeowners use to borrow against...

HELOC vs. Reverse Mortgage: Which Is Better?

If you want to tap your home’s equity for just about any purpose, you might consider two popular options: a home equity line...

Best HELOC Rates and Lenders in Virginia

HELOC interest rates are often lower than credit card rates and are typically variable, meaning they fluctuate over the term. We’ve identified highly-rated...

Best HELOC Rates in Colorado

A home equity line of credit (HELOC) allows you to use your home’s equity for various needs, such as paying off debt and...

How Much Can I Borrow on a HELOC?

A home equity line of credit, or HELOC, allows homeowners to borrow money using the equity in their home as collateral. It functions...