Home Equity

Getting a HELOC as a co-op owner may seem challenging, but it’s entirely possible with the right approach. By borrowing against the value of your co-op shares, you can access…

Nothing is as stressful as an unexpected home repair. Whether it’s a broken HVAC system, flooded basement, or mold remediation, you often need to make home repairs fast for the…

An all-in-one HELOC is a unique financial product that combines a home equity line of credit with a checking account. Instead of managing separate accounts, you can use one account…

If your FICO score is between 740 and 850, give yourself a pat on the back: You have excellent credit. This tells lenders you manage your money—and your debts—responsibly. Because…

Accessing your home equity can be an effective way for veterans to fund home improvements, consolidate debt, or cover major expenses. The Department of Veterans Affairs (VA) doesn’t offer HELOCs…

We’ve observed that, despite having minimum credit scores around 640 to 680, HELOC lenders very rarely approve fair credit applications. They mainly approve applications with scores of 720+. If you…

Home equity lines of credit (HELOCs) aren’t just available through traditional banks and credit unions. With the rise of online lenders comes online HELOCs—and added convenience and efficiency. Online HELOCs…

A HELOC can help you pay for college costs and could be a smart option compared to private loans. Exhaust all federal financial aid before using a HELOC.