Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
- List of Home Equity Companies
Other home equity resources
All home equity articles
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Ohio HELOC Rates and Lenders
The Buckeye State is known for Cincinnati chili, the Rock and Roll Hall of Fame, and its manufacturing industry. But if you’re a homeowner in Ohio looking to tap into…
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The Best HELOCs Without Prepayment Penalties and How They Work
Some HELOC lenders charge prepayment penalties between 1% and 5% of the total loan amount to discourage borrowers from repaying the balance early. Lenders expect to earn interest on the…
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Washington HELOC Rates and Lenders
You might be searching for the best HELOC rates in Washington because you want to tap into your home’s equity for a major expense—a kitchen remodel, credit card consolidation, or…
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HELOCs for Seniors: Should You Tap Into Home Equity for Retirement?
If you’re retiring with a paid-off or nearly paid-off home, you could be sitting on a decent pile of equity. Equity is the difference between your home’s value and the…
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How Much Income Do I Need for a HELOC?
Lenders evaluate several financial measures when you apply for a home equity line of credit (HELOC). Although most lenders don’t specify a minimum income requirement, they closely evaluate your debt-to-income…
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Can You Have a Cosigner on a HELOC?
If you’re looking to get approved for a home equity line of credit (HELOC) but are worried your credit score or income won’t make the cut, you may be considering…
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What Is a Home Equity Agreement (HEA Loan), and How Does It Work?
If you’re a homeowner sitting on valuable equity but don’t want to add another monthly bill, a home equity agreement (HEA loan) could offer a flexible alternative. It lets you…
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HELOC vs. Credit Card: How They Work, Key Differences, and When to Use Each
You need to borrow, but you’re torn between using a HELOC or a 0% interest credit card to cover planned or unplanned expenses. A home equity line of credit (HELOC)…
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What Is the Best Way to Pay Off a HELOC?
A home equity line of credit, or HELOC, is a flexible tool that allows you to borrow against your home’s equity. But if you have a balance, paying it off…
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CELOCs Explained: The Smart Way to Tap Commercial Property Equity
A commercial equity line of credit (CELOC) allows business owners and property investors to tap into the equity of their commercial real estate. While traditional HELOCs for residential properties are…