Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
- List of Home Equity Companies
Other home equity resources
All home equity articles
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The 17 Pros and Cons of Home Equity Loans
Home equity loans let homeowners borrow a lump sum against their home’s equity—often at lower interest rates than unsecured loans. With predictable payments, they’re ideal for significant expenses, such as…
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![When Is the Best Time to Take Equity Out of Your Home? [2025 Edition]](https://lendedu.com/wp-content/uploads/2024/12/When-Is-the-Best-Time-to-Take-Equity-Out-of-Your-Home-2025-Edition.jpg?w=640)
When Is the Best Time to Take Equity Out of Your Home? [2026 Edition]
Tapping into your home equity can be a powerful financial tool—whether you’re funding a home renovation, consolidating debt, or covering unexpected expenses. But timing matters, and 2026 is shaping up…
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Debt-to-Income Ratio (DTI) for HELOC: Top 5 FAQ Explained
What is DTI, and why does it matter for a HELOC? DTI, or debt-to-income ratio, is a financial metric that compares your total monthly debt payments to your gross monthly…
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Can I Use a HELOC to Buy Property?
You can use a HELOC for just about anything you want, including buying a second property. Many homeowners have leveraged their first home to gather down payment funds for a…
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Zero-Interest Home Improvement Loans: How to Get One and Alternatives to Consider
Many low- and moderate-income, senior, veteran, or rural residential homeowners with equity who need essential home improvements can get a zero-interest home improvement loan. Organizations, such as local and state…
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How Does Figure Use Blockchain for Its HELOCs?
Figure uses blockchain to make getting a HELOC faster and more affordable. This technology removes middlemen, so homeowners can enjoy faster approvals and lower fees compared to traditional lenders. Stick…
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Rocket Mortgage Home Equity Loan (HEL) Review: Fast Process, Limited Flexibility
Home equity can be a powerful financial resource. As you make mortgage payments and your home’s value grows, you may be able to borrow against that equity when you need…
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Hometap (HEA) vs. HELOC: Which Is Right to Access Your Home Equity?
Home equity lines of credit (HELOCs) and home equity agreements (HEAs) are two of the most popular ways to tap into your home’s value, but they work differently. A HELOC…
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Is a Home Equity Agreement a Good Idea? Pros, Cons, and Expert Advice (2026)
A home equity agreement (HEA) lets you turn your home equity into cash without monthly payments or new debt. Instead of borrowing money, you sell a share of your home’s…
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Should You Buy a Car With a Home Equity Loan or a Car Loan?
Home equity loan vs. car loan: Which should you use to buy your next vehicle? An auto loan is typically the better bet for most borrowers because it’s designed specifically…