Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
- List of Home Equity Companies
Other home equity resources
All home equity articles
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Can You Apply for a Home Equity Loan or HELOC Without Your Spouse?
Your state might allow you to apply for a home equity loan or HELOC without your spouse. In some cases, doing so might help you qualify.
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The Best Non-Owner-Occupied HELOCs in 2026: Your Best Options and How to Qualify
HELOCs for investment properties are available from certain lenders, but they can be tough to get. Here’s what to know if you want to tap into your equity.
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How to Get a HELOC If You’re Self-Employed
Home equity loans and home equity lines of credit can help you finance large expenses, but there are special considerations to make as a self-employed borrower.
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Best HELOC Introductory Rates
After hours of research, here are our picks for the five best HELOC introductory rates among many lenders.
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Should You Use a HELOC as an Emergency Fund?
Your home is your biggest asset. A HELOC lets you unlock that equity to use as an on-demand emergency fund.
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Home Equity Loan and HELOC Closing Process: What to Expect and How to Prepare
The closing process is the same for a HELOC and home equity loan: Sign paperwork, pay fees, wait, and get the funds. Here’s the step-by-step process.
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Can I Take Out a Home Equity Loan or HELOC on a Second Home? All Your Questions Answered
Is a home equity loan on a second home smart? It’s appealing for some and too risky for others. We’ve researched the standards, risks, and alternatives.
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How Long Does It Take to Get a Home Equity Loan or Line of Credit?
Home equity loans and lines of credit can offer convenient access to cash. How long it takes you to get funding from a home equity loan or HELOC can depend…
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What Is a Subordinate Mortgage, and How Does It Affect My Home Equity Loan or HELOC?
If you refinance your mortgage and want to keep an open HELOC, you may be asked to subordinate your HELOC. We’ll explain what this means.
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What LTV Is Needed for a Home Equity Loan or HELOC?
Maximum loan-to-value (LTV) requirements for home equity loans and HELOCs vary depending on many factors, such as your lender and where you live.