Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
- List of Home Equity Companies
Other home equity resources
All home equity articles
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You Can’t Get a HELOC With a Bad Credit Score, Here’s Why (+ Alternatives for You)
Can you get a HELOC with bad credit? Honest answer? No. Bad credit—defined as a FICO score below 580—is too low to qualify for a HELOC in almost every case.…
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Prosper HELOC and Home Equity Loans: 2026 Review
Prosper offers an easy way to access your home equity with quick, personalized quotes that don’t affect your credit score. It provides both home equity lines of credit (HELOCs) and…
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What Is a Floor Interest Rate on a Loan?
A floor interest rate is the minimum rate a lender will charge on variable-rate loans, such as adjustable-rate mortgages (ARMs), HELOCs, reverse mortgages, and some auto and personal loans. Unlike…
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Lower Home Equity Line of Credit (HELOC): Our 2026 Review
Lower’s home equity line of credit (HELOC) can give you access to a revolving line of credit that lets you borrow against the equity in your home. Think of it…
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Aven Home Equity Visa Card Review 2026: Our Take on the HELOC Credit Card
What is the Aven HELOC card? Aven’s Home Equity Visa Card is essentially a HELOC you can swipe. It gives you interest rates that look more like home equity rates…
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Can You Apply for a HELOC After Refinancing Your Mortgage? A Complete Guide
If you’ve recently refinanced your mortgage and need extra money, you might wonder whether you can still apply for a home equity line of credit (HELOC). Yes, you can apply…
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How Is Home Value Determined for a HELOC?
Home equity lines of credit (HELOCs) offer flexibility if you’re planning a home renovation or need to cover another large cost. You can borrow up to your total credit line…
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New American Funding Home Equity Review: An Accessible HELOC Option But Lacks Transparency
New American Funding offers a fixed-rate HELOC with fast approvals, a fully digital application, and accessibility for borrowers with credit scores as low as 580. It allows secondary and investment…
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2026 Sell2Rent Review: Best Home Sale-Leaseback for Investor Bids, but Less Predictability and No Buybacks
You can pass on the homeownership risk to someone else, but still remain in your home, by selling your property with Sell2Rent.
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Should You Use Home Equity to Purchase or Pay Off Your Car?
It's possible to use a HELOC or home equity loan to pay off auto loan debt. This could save money or reduce monthly debt payments, but consider the drawbacks first.