About Taylor Milam-Samuel
Current Role
Personal finance writer
Expertise
- Student Loans
- Credit Cards
- Debt
- Budgeting
Degrees
- Bachelor's degree in English language arts from UCLA, master's degree in education from San Diego State University
Personal Finance Experience
Taylor's interest in personal finance began shortly after she graduated from college and was faced with the reality of her student loans. In an effort to create a better financial future for herself, she dove headfirst into the world of personal finance and started learning as much as possible.
What started as a personal passion has since grown into a career as a personal finance writer and educator.
Latest from Taylor Milam-Samuel
How to Take Out a Personal Loan to Pay Off Credit Card Debt
Using a personal loan to pay off credit card debt has pros and cons. It...
IRS Fresh Start Program: What It Is & Who Qualifies
The IRS Fresh Start initiative includes several programs that can help taxpayers settle their tax...
Can You Use a Personal Loan for a Down Payment on a House?
You usually can't use a personal loan to fund the down payment on a home....
Boat Loans & Financing Options
A boat loan is usually a personal loan but could have different names depending on the lender. Shop around and read the fine...
Part-Time Student Loans
If you want to attend school part-time, there are still loan options available. Both federal and private lenders can help you borrow money...
Long-Term Personal Loans
Long-term personal loans can offer more flexibility with your monthly payment amount, but typically cost more than a short-term loan. With a longer...
How to Know if You Qualify for Student Loan Cancellation
Federal student loan cancellation exists, but it can be hard to understand the options. This...
How Student Loans Affect Your Taxes
You can deduct up to $2,500 in interest paid on qualifying student loans each year when you file your taxes. There are also...
Best Bad-Credit Auto Loans
Having bad credit will make it hard to qualify for the most competitive auto loans, but it's still possible to get an auto...
Auto Loan Rates: Used, New, and Refinance
Borrowers with poor credit paid an average annual percentage rate of 14.97% on new auto loans in Q1 2019. That number was 8.08%...