About Rebecca Lake, CEPF®
Current Role
Personal Finance Writer
Expertise
- Student Loans
- Mortgages
- Home-buying
- Credit
- Debt
- Personal Loans
- Education Planning
- Insurance
- Investing
- Small Business
Certifications & Degrees
- Certified Educator in Personal Finance
- Bachelor's degree in political science from the University of South Carolina
Personal Finance Experience
Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.
Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.
Latest from Rebecca Lake, CEPF®
Unsubsidized Student Loans
Unsubsidized student loans are offered by the Department of Education to undergraduate and graduate students, regardless of financial need. Borrowers are responsible for...
Tax Liens Explained: How They Work, How They Affect You, and How to Remove One
Federal tax liens are claims made on your assets in response to a delinquent tax...
How to Transfer Student Loans to Another Lender: 5 Options to Consider
You can transfer your student loans to another lender through a refinance or consolidation.
Refinance Dental School Loans: A Guide
Find out whether or not you should refinance dental school loans. If you should, we include a few lenders worth considering.
Student Loan Interest Rates (July 2025): Federal, Private, and Refinance
The Department of Education’s current student loan interest rate is a fixed rate between 4.99%...
Top Student Loan Uses According to Our Research, Plus Key Do’s and Don’ts When Managing Loan Funds
Borrowers might use their student loans in ways we don't recommend, which can affect their...
How to File for Student Loan Bankruptcy
Student loan bankruptcy exists, but it's not always easy to come by.
Student Loans for International Students in the U.S.
International students with a cosigner that is a U.S. citizen or resident can be approved...
Best Home Improvement Loans of 2025: Compare Rates, Terms, and Alternatives
After hours of research, here are our choices for the best personal loans for home...
Bank of America Personal Loan Alternatives
Bank of America (BoA) doesn’t offer personal loans, but many other lenders can help you cover unexpected expenses or finance larger purchases. Whether...