Rebecca Lake, CEPF® Profile Photo

Rebecca Lake, CEPF®

Rebecca Lake is a certified educator in personal finance (CEPF®) and freelance writer specializing in finance.

About Rebecca Lake, CEPF®

Current Role

Personal Finance Writer

Expertise

  • Student Loans
  • Mortgages
  • Home-buying
  • Home Equity
  • Credit
  • Debt
  • Personal Loans
  • Education Planning
  • Taxes
  • Investing
  • Small Business

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor's degree in political science from the University of South Carolina

Personal Finance Experience

Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.

She's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.

Latest from Rebecca Lake, CEPF®

Alaska HELOC Rates and Lenders

Alaska HELOC Rates and Lenders

A home equity line of credit (HELOC) offers a flexible way to tap into your home’s value. You can access your credit line...

Wyoming HELOC Rates and Lenders

Wyoming HELOC Rates and Lenders

A home equity line of credit (HELOC) offers access to cash for home improvements, large purchases, and other expenses. Your equity, or the...

Can Parent Student Loans Be Forgiven?

Is Parent Loan Forgiveness Possible? Your Guide to PSLF and More

Yes, parent student loans can be forgiven, but only under specific circumstances. Federal Parent PLUS...

When Do Student Loans Expire?

Do Student Loans Expire? Statute of Limitations, Forgiveness Timelines, and Default Rules

Student loans can feel like they follow you forever—and in some cases, they actually do....

helocs for seniors

HELOCs for Seniors: Should You Tap Into Home Equity for Retirement?

If you’re retiring with a paid-off or nearly paid-off home, you could be sitting on...

HELOC vs. 0% Interest Credit Card

HELOC vs. Credit Card: How They Work, Key Differences, and When to Use Each

You need to borrow, but you’re torn between using a HELOC or a 0% interest...

Personal Loans for a Credit Score of 550

Personal Loans for a Credit Score of 550

Getting a personal loan with a 550 credit score can be challenging, but it’s not impossible. Some lenders specialize in helping borrowers with...

Personal Loan Requirements

2026 Guide to Personal Loan Eligibility Requirements

When you need a loan, it helps to know what lenders look for to approve...

Guaranteed Personal Loans: Do They Exist?

Guaranteed Personal Loans: Do They Exist?

Guaranteed personal loans sound like a sure bet, but here’s the catch: They don’t exist. You can get preapproved for a personal loan...

401(k) Loans

What Are 401(k) Loans, and Should You Get One?

A 401(k) plan allows you to save for retirement on a tax-advantaged basis, with contributions...