Rebecca Lake, CEPF® Profile Photo

Rebecca Lake, CEPF®

Rebecca Lake is a certified educator in personal finance (CEPF®) and freelance writer specializing in finance.

About Rebecca Lake, CEPF®

Current Role

Personal Finance Writer

Expertise

  • Student Loans
  • Mortgages
  • Home-buying
  • Credit
  • Debt
  • Personal Loans
  • Education Planning
  • Insurance
  • Investing
  • Small Business

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor's degree in political science from the University of South Carolina

Personal Finance Experience

Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.

Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.

Latest from Rebecca Lake, CEPF®

Do Student Loans Cover a Semester or Year?

Student loans often cover a full academic year, but you may be able to borrow on a per-semester basis if you're applying for...

What Is a HELOC Close Out Letter?

Closing a home equity line of credit may be automatic if you've paid off the balance. You can also send your lender a...

What Does a Maturity Date Mean on a HELOC?

A home equity line of credit can offer flexible access to funds. Understanding the maturity date on a HELOC can make it easier...

What Is a HELOC Statement?

A home equity line of credit can be a convenient way to borrow. Your HELOC statement can help you to keep track of...

Can a HELOC Be Canceled?

Lenders can cancel, freeze, or reduce your HELOC in certain situations. You also have the right to cancel a HELOC if you change...

HELOC vs. Bridge Loan

A home equity line of credit or bridge loan can help you fund a down payment on a home purchase. These are key...

What Can I Use a HELOC For?

A home equity line of credit can be a flexible way to borrow. Some of the best uses for a HELOC include home...

What Documents Are Needed for a HELOC?

Applying for a HELOC means providing certain documentation to the lender, including information about your income, assets, and home.

How to Apply for a HELOC

A home equity line of credit allows you to tap into your home equity through a revolving credit line. Applying for a HELOC...

What Is a HELOC Note?

A home equity line of credit can provide you with flexible access to cash. Before you can get the money, you'll need to...