Rebecca Lake, CEPF® Profile Photo

Rebecca Lake, CEPF®

Rebecca Lake is a certified educator in personal finance (CEPF®) and freelance writer specializing in finance.

About Rebecca Lake, CEPF®

Current Role

Personal Finance Writer

Expertise

  • Student Loans
  • Mortgages
  • Home-buying
  • Credit
  • Debt
  • Personal Loans
  • Education Planning
  • Insurance
  • Investing
  • Small Business

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor's degree in political science from the University of South Carolina

Personal Finance Experience

Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.

Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.

Latest from Rebecca Lake, CEPF®

How a First-Lien HELOC Works

A first-lien HELOC could provide you with access to equity and savings on your mortgage. It's important to weigh the pros and cons...

FFELP Loans: What Happened to the Program & How It Affects Borrowers

The FFELP was a program that allowed private lenders to offer federally guaranteed student loans...

Subsidized Student Loans

Subsidized student loans offer a break on interest payments in some situations. Here's a look at what subsidized loans are and who's eligible.

Unsubsidized Student Loans

Unsubsidized student loans are offered by the Department of Education to undergraduate and graduate students, regardless of financial need. Borrowers are responsible for...

How to Transfer Student Loans to Another Lender

You can transfer your student loans to another lender through a refinance or consolidation.

Refinance Dental School Loans: A Guide

Find out whether or not you should refinance dental school loans. If you should, we include a few lenders worth considering.

Best Home Equity Sharing Companies to Invest in Your Home

A home equity shared agreement is an agreement between you and an investment company in...

Best No-Credit-Check Student Loans

Student loans with no credit check can appeal to students with little credit history. An often-cited statistic from the Consumer Financial Protection Bureau estimates...

What Can Student Loans Be Used For?

Borrowers might use their student loans in ways we don't recommend, which can affect their financial future. Here's how to make sure you...

Best Home Equity Line of Credit (HELOC) Rates & Lenders

A home equity line of credit can give you access to cash for debt consolidation,...