Rebecca Lake, CEPF® Profile Photo

Rebecca Lake, CEPF®

Rebecca Lake is a certified educator in personal finance (CEPF®) and freelance writer specializing in finance.

About Rebecca Lake, CEPF®

Current Role

Personal Finance Writer

Expertise

  • Student Loans
  • Mortgages
  • Home-buying
  • Credit
  • Debt
  • Personal Loans
  • Education Planning
  • Insurance
  • Investing
  • Small Business

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor's degree in political science from the University of South Carolina

Personal Finance Experience

Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.

Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.

Latest from Rebecca Lake, CEPF®

What Happens When You Refinance a Student Loan?

When you refinance student debt, you replace existing student loans with a new one. Student...

Cash Advance vs. Payday Loan: Why Apps Are Usually the Better Choice

Cash advances and payday loans are both fast ways to borrow money—but they’re not equally...

Missouri HELOC Rates and Lenders

A home equity line of credit or HELOC allows you to tap into cash by borrowing against your home’s value. It’s a flexible...

Alaska HELOC Rates and Lenders

A home equity line of credit (HELOC) offers a flexible way to tap into your home’s value. You can access your credit line...

Wyoming HELOC Rates and Lenders

A home equity line of credit (HELOC) offers access to cash for home improvements, large purchases, and other expenses. Your equity, or the...

Iowa HELOC Rates and Lenders

A home equity line of credit (HELOC) gives you access to cash secured by your home’s value. When you get a HELOC, you...

How to Rent Back Your Home After Closing

When you sell a home, it’s possible to rent it back after closing if you need a temporary place to live. A rent-back...

Is Parent Loan Forgiveness Possible? Your Guide to PSLF and More

Yes, parent student loans can be forgiven, but only under specific circumstances. Federal Parent PLUS...

How Student Loans Affect Your Retirement

Retirement may be years away, but it’s never too soon to start planning for it. If you borrowed money to pay for college...

Do Student Loans Expire? Statute of Limitations, Forgiveness Timelines, and Default Rules

Student loans can feel like they follow you forever—and in some cases, they actually do....