Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
- List of Home Equity Companies
Other home equity resources
All home equity articles
-

First-Lien HELOC: How It Works, When It Makes Sense, and Top Lenders
A first-lien HELOC could provide you with access to equity and savings on your mortgage. It's important to weigh the pros and cons before applying.
-

HELOC Repayment Explained: How to Manage Payments and Save Money
HELOCs have two periods: a draw period and a repayment period. You’ll make payments during both—but not the same amount.
-

How Much Equity Do You Need for a HELOC?
The amount of equity you'll need for a HELOC will vary by lender, but usually needs to be at least 10% to 20%.
-

Unlock HEA: Competitors and Alternatives
There are several competitors and alternative financing solutions to Unlock. Compare them to Unlock, below.
-

Point vs. Unlock Comparison: Which Stands Out?
Point and Unlock both offer home equity sharing options. One gives homeowners more flexibility, while the other provides a longer buyback timeline.
-

Hometap vs. Unlock: Home Equity Agreement Comparison
Hometap and Unlock both offer home equity sharing agreements. One offers higher loan amounts, while the other allows for more buyout flexibility.
-

Noah Competitors and Alternatives
Noah has several competitors that offer similar products. There are also alternative financing solutions to consider.
-

4 Ways to Get Equity Out of Your Home Without Refinancing
Refinancing lets you access your home’s equity by replacing your current mortgage with a new one—but it isn’t your only option. You can take equity out of your home without…
-

How Does Co-Investing in Real Estate Work for Homebuyers and Homeowners?
Co-investing can help you buy a house or tap your home’s equity. There are several home co-investing companies to choose from.
-

Haus Home Equity Review
Haus lets you access your home equity without adding more debt. Find out if it's a good option for you.