Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
- List of Home Equity Companies
Other home equity resources
All home equity articles
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Figure vs. Aven HELOCs: Complete Comparison of Rates, Fees, and Features [2026]
Figure and Aven are our highest-rated HELOC lenders here at LendEDU. At first glance, the companies seem very similar. Both are committed to fast HELOC funding and creating an all-digital…
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Funding a New Roof With Home Equity: Is a HELOAN or HELOC a Good or Bad Idea?
When your house needs a new roof, the costs can quickly add up to tens of thousands of dollars. Home equity loans (HELOANs) and home equity lines of credit (HELOCs)…
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Home Improvement Financing: 7 Responsible Ways to Pay for Renos and Repairs
Your home is a part of your family. It might not eat food, but it eats money, especially when it comes to home repairs and remodels. Given all the options…
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Home Improvement Loan vs. Home Equity Loan: Which Is Best for You?
Nearly half of homeowners are planning home improvement projects in 2025, according to a survey from This Old House, and most plan on financing their upgrades. Home improvement loans and…
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What Does After Renovation Value (ARV) Mean, and How Is It Calculated?
If you’re planning to renovate your home or buy a fixer-upper, one important figure to understand is the after-renovation value (ARV). ARV estimates what your property will be worth once…
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Who Is Eligible for a Government Home Improvement Grant in 2026? 10 Options and How to Qualify
Government home improvement grants provide funding for repairs, safety updates, and energy efficiency projects. These programs exist to support homeowners who might not otherwise afford necessary upgrades, especially those with…
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How Does a HELOC Work? A Step-by-Step Guide Plus an Example
You may already know that a HELOC allows you to borrow against your home’s equity, but how does that actually work? Essentially, a HELOC is a flexible credit line anchored…
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8 Critical Questions to Ask When Applying for a HELOC
Home equity lines of credit (HELOCs) are popular with homeowners, and for good reason: You can borrow money as you need it at lower rates than credit cards offer, and…
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Highest ROI Renovations to Build Home Equity and Increase Resale Value in 2026
Renovating your home can unlock new equity and help you sell your house at a higher price. However, some renovations are more valuable than others. Knowing this information can help…
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9 Ways to Build Equity in Your Home Faster
Building equity is one of the most valuable parts of owning a home and over time, it can become one of your biggest financial assets. The good news? You don’t…