Home Equity | LendEDU

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

Best HELOCs for Bad Credit Score (580 or Lower)

Bad credit is defined as a FICO score below 580, but most HELOC lenders set...

Prosper HELOC and Home Equity Review

Prosper offers an easy way to access your home equity with quick, personalized quotes that don’t affect your credit score. It provides both...

What Is a Floor Interest Rate on a Loan?

A floor interest rate is the minimum rate a lender will charge on variable-rate loans, such as adjustable-rate mortgages (ARMs), HELOCs, reverse mortgages,...

Lower Home Equity Line of Credit (HELOC): Our 2025 Review

Lower’s home equity line of credit (HELOC) can give you access to a revolving line...

[2024 Review] Our Take on Aven’s Home Equity Backed Credit Card

Aven’s credit card is like having a home equity line of credit (HELOC) in your...

Can You Apply for a HELOC After Refinancing?

If you’ve recently refinanced your mortgage, but you need extra money for a large expense—like closing costs, home improvements, or an emergency—you may...

How Is Home Value Determined for a HELOC?

Home equity lines of credit (HELOCs) offer flexibility if you’re planning a home renovation or need to cover another large cost. You can...

New American Funding Home Equity Review

New American Funding is a family-owned company that aims to be a different kind of mortgage lender. It offers many types of loans,...

Sell2Rent Home Equity Review

You can pass on the homeownership risk to someone else, but still remain in your home, by selling your property with Sell2Rent.

Should You Use Home Equity to Purchase or Pay Off Your Car?

It's possible to use a HELOC or home equity loan to pay off auto loan...