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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

HELOCs for Seniors: Should You Tap Into Home Equity for Retirement?

If you’re retiring with a paid-off or nearly paid-off home, you could be sitting on...

How Much Income Do I Need for a HELOC?

Lenders evaluate several financial measures when you apply for a home equity line of credit (HELOC). Although most lenders don’t specify a minimum...

Can You Have a Cosigner on a HELOC?

If you’re looking to get approved for a home equity line of credit (HELOC) but are worried your credit score or income won’t...

What Is a Home Equity Agreement (HEA Loan), and How Does It Work?

If you’re a homeowner sitting on valuable equity but don’t want to add another monthly...

HELOC vs. Credit Card: How They Work, Key Differences, and When to Use Each

You need to borrow, but you’re torn between using a HELOC or a 0% interest...

What Is the Best Way to Pay Off a HELOC?

A home equity line of credit, or HELOC, is a flexible tool that allows you to borrow against your home’s equity. But if...

CELOCs Explained: The Smart Way to Tap Commercial Property Equity

A commercial equity line of credit (CELOC) allows business owners and property investors to tap...

HELOCs for Co-ops: How They Work and Your Best Options

Getting a HELOC as a co-op owner may seem challenging, but it’s entirely possible with...

Best HELOCs for Home Repairs With Fast Funding in 2025

Nothing is as stressful as an unexpected home repair. Whether it’s a broken HVAC system,...

Complete Guide to All-in-One HELOCs: Benefits, Drawbacks, and Alternatives

An all-in-one HELOC is a unique financial product that combines a home equity line of...