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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

Georgia HELOC Rates and Lenders

If you’re in the Peach State and considering a home equity line of credit (HELOC), securing the best rate can save you money....

HELOC vs. 401(k) Loan: Which Is Better?

A home equity line of credit lets homeowners borrow money using their home equity, while a 401(k) loan allows individuals to borrow from...

Parent PLUS Loan vs. HELOC: Which Is Better?

Federal student loans can be an affordable way for your child to pay for the cost of attending college, especially during their undergraduate...

New York HELOC Rates and Lenders

Home equity lines of credit (HELOCs) allow homeowners to turn the equity in their home into cash. As secured loans, HELOCs typically offer...

Texas HELOC Rates and Lenders

Homeowners in Texas may use a home equity line of credit (HELOC) for various purposes. Rates on HELOCs are often lower than personal...

Does Your State Affect HELOC Rates?

With more than $30 trillion in home equity—the highest amount of home equity ever held in the United States—many homeowners may consider taking...

HECM vs. HELOC: Which Is Better?

If you’re looking to borrow against the equity in your home, two options include a home equity conversion mortgage (HECM) and a home...

Best California HELOC Lenders and Rates [2025]

If you’re a California homeowner exploring HELOC options, it’s important to consider the state’s unique...

How Does a HELOC Work?

Home equity lines of credit—or HELOCs, as they’re more commonly known—are one of the most popular tools that homeowners use to borrow against...

Reverse Mortgages vs. HELOCs vs. Home Equity Loans: Which Option Is Best for You?

Choosing between a reverse mortgage, HELOC, or home equity loan might feel unclear, especially when...