About Zina Kumok
Current Role
Personal finance writer
Expertise
- Student Loans
- Credit Scores
- Personal Loans
- Banking
- Education Planning
Achievements
- Three-time Finalist For Best Personal Finance Contributor At The Plutus Awards
Degrees
- Bachelor's degree in journalism from Indiana University
Personal Finance Experience
Zina has been a personal finance writer for almost a decade. In that time, she has written for prestigious publications and household brands.
She has also worked as a financial coach helping real consumers tackle their loans. She paid off her student loans in three years and documented the progress on her blog.
Latest from Zina Kumok
What Is a HELOC Modification Agreement?
If you’re struggling to afford your HELOC, a HELOC modification agreement may allow you to change your monthly payment.
What Is a HELOC Early Disclosure?
HELOC early disclosure forms are crucial. We explain how to read the form and ensure you don’t miss anything.
Central Pacific Bank Home Equity Review
Central Pacific Bank offers a home equity line of credit for homeowners in Hawaii. We researched interest rates, terms, pros and cons, and...
Utah Community Credit Union Home Equity Review
Utah Community Credit Union offers a home equity line of credit to homeowners in certain...
Keybank Home Equity Review
We researched Keybank’s home equity loan and HELOC to help you figure out whether one of these products is right for you.
Flagstar Bank Home Equity Review
We compared Flagstar’s home equity loans and home equity lines of credit so you can decide whether this lender is right for you.
College Ave vs. Earnest: Student Loan Comparison
Choosing between College Ave and Earnest can be a hard decision. That’s why we broke...
Income-Based Student Loans
Income-based repayment has only been available for federal loans—until now. Find out how private income-based student loans work, and if they're a better...
College Ave vs. Ascent Student Loan Comparison
In this comparison, we’ll compare College Ave and Ascent private student loans and tell you...
How Much Can You Take Out in Private Student Loans?
Learn about private student loan limits and why you shouldn't always borrow as much as...