About Timothy Moore, CFEI®
Current Role
Personal finance journalist
Expertise
- Bank Accounts
- Taxes
- Personal Loans
- Debt Management
- Student Loans
- Auto Loans
- Budgeting
- Money Management
- Home Equity
Certifications & Degrees
- CFEI®
- Bachelor’s degree in professional writing and editing from Wright State University
Personal Finance Experience
Timothy Moore is a Certified Financial Education Instructor (CFEI®) with nearly a decade of experience writing about personal finance, banking, student loans, insurance, and taxes. His primary focus is providing practical guidance to help readers navigate everyday financial decisions and build wealth on a budget.
Prior to writing full-time, Timothy served as managing editor at a marketing agency overseeing automotive finance and insurance content, and built a content production team for a market research firm creating ROI analyses for major tech brands. An award-winning editor and journalist recognized by the Florida Magazine Association, Delaware Press Association, and NATJA, Timothy also serves as managing editor of print for a travel magazine. He uses his editorial background to break down complex financial topics into clear, accessible guides for LendEDU readers.
Media & Features:
1. https://www.usatoday.com/money/blueprint/auto-insurance/how-much-is-car-insurance/
2. https://www.credible.com/personal-loan/should-i-get-a-personal-loan
3. https://www.businessinsider.com/best-things-to-do-germany-austria-from-couple-vacation
4. https://www.sofi.com/learn/content/online-banking-myths/
Select Awards:
1. FMA Charlie Award (Bronze) for editing ”The Jungle Cruise,” WDW Magazine (2025)
2. Delaware Press Association Award (2nd Place) for "Flora & Fauna: Creating the Nature of Jungle Cruise," WDW Magazine (2025)
3. Delaware Press Association Award (3rd Place) for "Welcome to Kermitland," DLR Magazine (2025)
4. Delaware Press Association Award (Honorable Mention) for editing The Elements Issue, WDW Magazine (2025)
5. NATJA Award (Bronze) for “Pixie Dust, Dibbles, and Sphagnum Moss," WDW Magazine (2025)
Latest from Timothy Moore, CFEI®
Buy Here, Pay Here Dealerships: What They Are + 7 Biggest Risks
Buy here, pay here car dealerships may have caught your attention if you’re shopping for...
When Will Interest Rates Go Down? Fed Rate Cuts Forecast and Effects on Mortgages and Loans
Mortgage rates hit historic lows in the early days of the COVID-19 pandemic, with some...
Best Credit Union Student Loans for Service and Features
When I started comparing student loans, I was surprised by how often credit unions came...
2026 Auto Loan Delinquencies and Defaults Surge: How Borrowers Can Protect Themselves
After dropping to historic lows during the first few years of COVID-19, auto loan delinquencies...
Your Student Loan Balance Says Paid in Full? Here’s the Real Reason
Paying off your student loan debt is one of the biggest accomplishments of adulthood—a cause...
How Much Emergency Fund Should You Have Saved? Our Top Tips to Prepare for the Unexpected
Emergencies can happen to anyone, whether it’s a layoff, a sudden illness, or an unexpected...
8 Ways to Lower Your Monthly Student Loan Payment
The average monthly student loan payment is $536, according to recent data from the Education...
What Happens If You Don’t Pay a Cosigned Loan on Time? Consequences for Borrower and Cosigner
Cosigners can make a huge difference for borrowers with poor credit (or no credit at...
The Best Auto Loans for Bad Credit [Even Scores Below 580] in 2026
In most places across the U.S., having a car is essential. We need them to...
What Is the Best Student Loan Servicer? Our 2026 Analysis Based on Customer Complaints
The best student loan servicer depends on your loan type — and for federal loans,...