Rebecca Lake, CEPF® Profile Photo

Rebecca Lake, CEPF®

Rebecca Lake is a certified educator in personal finance (CEPF®) and freelance writer specializing in finance.

About Rebecca Lake, CEPF®

Current Role

Personal Finance Writer

Expertise

  • Student Loans
  • Mortgages
  • Home-buying
  • Home Equity
  • Credit
  • Debt
  • Personal Loans
  • Education Planning
  • Taxes
  • Investing
  • Small Business

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor's degree in political science from the University of South Carolina

Personal Finance Experience

Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.

She's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.

Latest from Rebecca Lake, CEPF®

Hard Money Fix-and-Flip Loans

Becoming a house flipper can be a lucrative way to create an additional stream of income if you have the time and money...

Fix-and-Flip Loans for Residential Real Estate

Fix-and-flip loans are short-term loans that allow real estate investors to buy properties and make...

No-Money-Down Fix-and-Flip Loans

Fix-and-flip loans provide short-term financing to real estate investors who want to buy properties, make improvements, and sell them for a profit. No-money...

Can You Consolidate Private and Federal Student Loans?

Student loan consolidation allows you to combine multiple loans into one, leaving you with a...

Instant Approval Personal Loans

Instant approval personal loans can offer funding as soon as the same day. You can apply online, complete a credit check, and get...

How Much Student Loan Debt Is Too Much? 3 Scenarios and Next Steps

Think you borrowed a “reasonable” amount of student loans—but still feel buried in debt? Even...

HELOCs With No Closing Costs: Expert Answers to Your Top Questions

A home equity line of credit (HELOC) can offer flexible access to cash when you...

New Jersey HELOC Rates and Lenders

If you’re shopping for HELOC rates in New Jersey, you might consider looking for a lender online. Comparing HELOC rates online is a...

The Saving on a Valuable Education (SAVE) Repayment Plan

In 2023, the Department of Education introduced a new income-driven repayment plan for federal student...

What Are IRS Audit Penalties?

Your odds of being selected for an IRS audit are generally low, but never zero. If your return is flagged for closer review,...