Rebecca Lake, CEPF® Profile Photo

Rebecca Lake, CEPF®

Rebecca Lake is a certified educator in personal finance (CEPF®) and freelance writer specializing in finance.

About Rebecca Lake, CEPF®

Current Role

Personal Finance Writer

Expertise

  • Student Loans
  • Mortgages
  • Home-buying
  • Credit
  • Debt
  • Personal Loans
  • Education Planning
  • Insurance
  • Investing
  • Small Business

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor's degree in political science from the University of South Carolina

Personal Finance Experience

Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.

Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.

Latest from Rebecca Lake, CEPF®

How to Calculate Student Loan Interest

Student loans may be necessary if you don’t have other funding options to pay for school. Knowing how to calculate student loan interest...

HELOCs for Seniors: Should You Tap Into Home Equity for Retirement?

If you’re retiring with a paid-off or nearly paid-off home, you could be sitting on...

Personal Loans for a Credit Score of 550

Getting a personal loan with a 550 credit score can be challenging, but it’s not impossible. Some lenders specialize in helping borrowers with...

Guaranteed Personal Loans: Do They Exist?

Guaranteed personal loans sound like a sure bet, but here’s the catch: They don’t exist. You can get preapproved for a personal loan...

What Are 401(k) Loans and Should You Get One?

A 401(k) plan allows you to save for retirement on a tax-advantaged basis, with contributions that come straight out of your paychecks. If...

Best Debt Consolidation Loans for Bad Credit

Having bad credit can be a disadvantage financially. You may be denied credit or be unable to obtain utility services in your name...

How to Get a $40,000 Personal Loan: 5 Best Lenders

Personal loans allow you to borrow a lump sum and repay it over a set...

Personal Loans After Bankruptcy

Personal loans let you borrow a lump sum of cash to meet financial needs or goals. You might consider getting a personal loan...

How to Get a $25,000 Personal Loan

Personal loans let you borrow a lump sum of cash, which you repay with interest in monthly installments. Minimum loan amounts may be...

Hard Money Fix-and-Flip Loans

Becoming a house flipper can be a lucrative way to create an additional stream of income if you have the time and money...