About Rebecca Lake, CEPF®
Current Role
Personal Finance Writer
Expertise
- Student Loans
- Mortgages
- Home-buying
- Home Equity
- Credit
- Debt
- Personal Loans
- Education Planning
- Taxes
- Investing
- Small Business
Certifications & Degrees
- Certified Educator in Personal Finance
- Bachelor's degree in political science from the University of South Carolina
Personal Finance Experience
Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.
She's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.
Latest from Rebecca Lake, CEPF®
Do Student Loans Expire? Statute of Limitations, Forgiveness Timelines, and Default Rules
Student loans can feel like they follow you forever—and in some cases, they actually do....
How to Calculate Student Loan Interest
Student loans may be necessary if you don’t have other funding options to pay for school. Knowing how to calculate student loan interest...
HELOCs for Seniors: Should You Tap Into Home Equity for Retirement?
If you’re retiring with a paid-off or nearly paid-off home, you could be sitting on...
HELOC vs. Credit Card: How They Work, Key Differences, and When to Use Each
You need to borrow, but you’re torn between using a HELOC or a 0% interest...
Personal Loans for a Credit Score of 550
Getting a personal loan with a 550 credit score can be challenging, but it’s not impossible. Some lenders specialize in helping borrowers with...
Guaranteed Personal Loans: Do They Exist?
Guaranteed personal loans sound like a sure bet, but here’s the catch: They don’t exist. You can get preapproved for a personal loan...
What Are 401(k) Loans, and Should You Get One?
A 401(k) plan allows you to save for retirement on a tax-advantaged basis, with contributions...
How to Get a $40,000 Personal Loan: 5 Best Lenders
Personal loans allow you to borrow a lump sum and repay it over a set...
Personal Loans After Bankruptcy
Personal loans let you borrow a lump sum of cash to meet financial needs or goals. You might consider getting a personal loan...
How to Get a $25,000 Personal Loan
Personal loans let you borrow a lump sum of cash, which you repay with interest in monthly installments. Minimum loan amounts may be...