Rebecca Lake, CEPF® Profile Photo

Rebecca Lake, CEPF®

Rebecca Lake is a certified educator in personal finance (CEPF®) and freelance writer specializing in finance.

About Rebecca Lake, CEPF®

Current Role

Personal Finance Writer

Expertise

  • Student Loans
  • Mortgages
  • Home-buying
  • Credit
  • Debt
  • Personal Loans
  • Education Planning
  • Insurance
  • Investing
  • Small Business

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor's degree in political science from the University of South Carolina

Personal Finance Experience

Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.

Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.

Latest from Rebecca Lake, CEPF®

Did You Take Out Too Many Student Loans? Here Are Your Options

Student loans can help you get an education, but estimating your financial need is important....

New Jersey HELOC Rates and Lenders

If you’re shopping for HELOC rates in New Jersey, you might consider looking for a lender online. Comparing HELOC rates online is a...

The Saving on a Valuable Education (SAVE) Repayment Plan

In 2023, the Department of Education introduced a new income-driven repayment plan for federal student...

What Are IRS Audit Penalties?

Your odds of being selected for an IRS audit are generally low, but never zero. If your return is flagged for closer review,...

3 of the Best HELOCs for Bad Credit

Bad credit is defined as a FICO score below 580, but most HELOC lenders set the bar high, requiring a score of 680...

Credit Builder Loans Like Seedfi

Credit builder loans can help you to establish credit history by making on-time installment payments to a lender. SeedFi offers small lines of...

Credit Builder Loans That Give You Money Upfront

Credit builder loans can help with establishing or re-establishing credit history. Typically, instead of getting...

Our 6 Highest-Rated Private Student Loans (Based on November 2024 Rates and Terms)

Considering private student loans can make sense if you’ve exhausted all your scholarship, grant, work-study,...

Best Student Loan Refinance Companies

The best student loan refinance companies offer low rates and have a proven history of supporting borrowers during repayment. We selected our top...

Can I Use a Home Equity Loan or HELOC to Pay Off a Car Loan?

It's possible to use a HELOC or home equity loan to pay off auto loan...