About Melody Stampley, CEPF®
Current Role
Personal finance writer & consultant
Expertise
- Writing
- Editing
- Budgeting
- Credit
- Loans
- Mortgages
- Auto Insurance
- Giving
- Saving
Certifications & Degrees
- Certified Educator in Personal Finance
- Bachelor’s degree in public relations from the University of Florida
- Master’s degree in mass communication from the Florida International University
Personal Finance Experience
Melody Stampley is a writer and editor who has enjoyed reading personal finance articles since she was a preteen.
Melody recognized her passion for personal finance in 2020, the same year she paid off nearly $25,000 of debt, became a certified Ramsey Solutions Master Financial Coach, a certified Connect Financial Ministries Financial Coach, and started her own personal finance consulting business.
Since then, Melody has hosted financial literacy workshops for children and high-school students, led financial discipleship Bible studies for adults, and offered one-on-one financial coaching consultations and sessions.
Becoming a full-time stay-at-home mom, has further motivated Melody to equip others to teach following generations sound financial principles while they’re young.
Melody earned the designation Certified Educator in Personal Finance® (CEPF®) from the Institute for Financial Literacy in 2024.
Latest from Melody Stampley, CEPF®
11 Ways to Lower Your Mortgage Payment
If you’re exploring how to lower your mortgage payment, there are several potential options. Well-known strategies include refinancing and eliminating private mortgage insurance...
How to Get Your Paycheck Early
If your bills constantly fall on a day that doesn’t quite work with your pay schedule and you’re wondering how to get your...
Florida Tax Relief Services
Are you looking for help with your taxes? Whether you’d like to settle a tax debt, set up an installment plan, or discover...
Hawaii HELOC Rates and Lenders
Do you have long-overdue improvements to your home in Hawaii? You might finally be able to make them happen with the existing equity...
Maryland HELOC Rates and Lenders
If you’re looking to knock out an expensive task on your to-do list, you have options. One is opening a home equity line...
Kansas HELOC Rates and Lenders
You might have options to tackle a home improvement to-do list, make a large purchase without cash savings, and avoid using a credit...
Sallie Mae vs. SoFi Student Loans Comparison
About Sallie Mae and SoFi® Sallie Mae and SoFi are two leading private student loan lenders. Once a federal lender, Sallie Mae now...
Rhode Island HELOC Rates and Lenders
In this article, you’ll learn about some of the best Rhode Island HELOCs, their credit score requirements, and how to find the best...
Low-Income Student Loans
If you’re a college student or someone planning on pursuing a postsecondary degree with little to no income, a few low-income student loans...
HELOCs for New Construction
Can you open a home equity line of credit (HELOC) to finance new construction? In short, yes, you can. If you’d like to...