About Melody Stampley, CEPF®
Current Role
Personal finance writer & consultant
Expertise
- Writing
- Editing
- Budgeting
- Credit
- Loans
- Mortgages
- Auto Insurance
- Giving
- Saving
Certifications & Degrees
- Certified Educator in Personal Finance
- Bachelor’s degree in public relations from the University of Florida
- Master’s degree in mass communication from the Florida International University
Personal Finance Experience
Melody Stampley is a writer and editor who has enjoyed reading personal finance articles since she was a preteen.
Melody recognized her passion for personal finance in 2020, the same year she paid off nearly $25,000 of debt, became a certified Ramsey Solutions Master Financial Coach, a certified Connect Financial Ministries Financial Coach, and started her own personal finance consulting business.
Since then, Melody has hosted financial literacy workshops for children and high-school students, led financial discipleship Bible studies for adults, and offered one-on-one financial coaching consultations and sessions.
Becoming a full-time stay-at-home mom, has further motivated Melody to equip others to teach following generations sound financial principles while they’re young.
Melody earned the designation Certified Educator in Personal Finance® (CEPF®) from the Institute for Financial Literacy in 2024.
Latest from Melody Stampley, CEPF®
Who Is Garnishing My Wages? How to Find Out and Stop Them
Wage garnishment is withheld pay after taxes, 401(k) contributions, and benefits to repay unpaid debts....
How to Get Zero-Interest Student Loans and Avoid Paying More for College
Getting a zero-interest student loan might sound like a fairytale or flat-out scam, but it’s...
PenFed HELOC Review 2025: A Flexible Option for Investment Properties
A PenFed home equity line of credit (HELOC) can help homeowners upgrade or pay off...
The Advantages of Renting a Home vs. Buying (and Vice Versa)
Renting or buying a home is a major decision with distinct advantages and drawbacks. Renting...
14 Pros and Cons of Debt Relief Programs
Debt relief companies can be polarizing. Some love them, some hate them. That’s because they have some very distinct pros and cons, and...
Zero-Interest Home Improvement Loans: How to Get One and Alternatives to Consider
Many low- and moderate-income, senior, veteran, or rural residential homeowners with equity who need essential...
How to Finance Landscaping Projects With Loans [2025 Rates and Lenders]
Some of the most practical landscaping loans may include personal loans, cash advances, home equity...
11 Ways to Lower Your Mortgage Payment
If you’re exploring how to lower your mortgage payment, you may have several options. Well-known strategies include refinancing and eliminating private mortgage insurance...
How to Get Your Paycheck Early
If your bills constantly fall on a day that doesn’t quite work with your pay schedule and you’re wondering how to get your...
Florida Tax Relief Services
Are you looking for help with your taxes? Whether you’d like to settle a tax debt, set up an installment plan, or discover...