About Erin Kinkade, CFP®
Current Role
Financial planner
Expertise
- Insurance Planning
- Education Planning
- Retirement Planning
- Investment Planning
- Military Benefits
- Behavioral Finance
Certifications & Degrees
- Certified Financial Planner™
- Chartered Financial Consultant
- Bachelor's degree in education from the University of Georgia
Personal Finance Experience
Erin has been working in financial services since 2006. Her primary focus was servicing, advising, consulting, and planning for clients.
Erin began her career at a registered investment advisory and broker dealer (RIA/BD) firm. While at the RIA/BD, Erin was a registered representative and registered investment advisor. She focused on client service, investment advice, and financial planning for high-net-worth clients. Erin made a career change in 2020 to become a financial planner at AAFMAA Wealth Management & Trust, focusing solely on comprehensive financial planning for military members and their families.
Erin is a Certified Financial Planner (CFP®) and a Chartered Financial Consultant (ChFC®). Her areas of expertise include, but are not limited to, the following: military benefits, risk mitigation, savings, cash-flow projections, life insurance and long-term care analysis, education planning, investment analysis, retirement planning, withdrawal strategies, tax-saving recommendations, and estate transfer planning.
Latest from Erin Kinkade, CFP®
Ohio HELOC Rates and Lenders
The Buckeye State is known for Cincinnati chili, the Rock and Roll Hall of Fame, and its manufacturing industry. But if you’re a...
Forbearance vs. Deferment for Student Loans: How They Compare and Which One to Choose
Struggling to make student loan payments? You may have options like forbearance or deferment. Both...
Student Loans for Parents With Bad Credit
If you have bad credit (a FICO score of 579 or below), getting a parent student loan can be tough. Many lenders either...
The Best HELOCs Without Prepayment Penalties and How They Work
Some HELOC lenders charge prepayment penalties between 1% and 5% of the total loan amount...
HELOCs for Seniors: Should You Tap Into Home Equity for Retirement?
If you’re retiring with a paid-off or nearly paid-off home, you could be sitting on...
Student Loans for Freshmen
If you are starting college for the first time or are the parent of a new college student, you likely need to know...
Can You Have a Cosigner on a HELOC?
If you’re looking to get approved for a home equity line of credit (HELOC) but are worried your credit score or income won’t...
What Is a Home Equity Agreement (HEA Loan), and How Does It Work?
If you’re a homeowner sitting on valuable equity but don’t want to add another monthly...
HELOC vs. Credit Card: How They Work, Key Differences, and When to Use Each
You need to borrow, but you’re torn between using a HELOC or a 0% interest...
What Is the Best Way to Pay Off a HELOC?
A home equity line of credit, or HELOC, is a flexible tool that allows you to borrow against your home’s equity. But if...