About Erin Kinkade, CFP®
Current Role
Financial planner
Expertise
- Insurance Planning
- Education Planning
- Retirement Planning
- Investment Planning
- Military Benefits
- Behavioral Finance
Certifications & Degrees
- Certified Financial Planner™
- Chartered Financial Consultant
- Bachelor's degree in education from the University of Georgia
Personal Finance Experience
Erin has been working in financial services since 2006. Her primary focus was servicing, advising, consulting, and planning for clients.
Erin began her career at a registered investment advisory and broker dealer (RIA/BD) firm. While at the RIA/BD, Erin was a registered representative and registered investment advisor. She focused on client service, investment advice, and financial planning for high-net-worth clients. Erin made a career change in 2020 to become a financial planner at AAFMAA Wealth Management & Trust, focusing solely on comprehensive financial planning for military members and their families.
Erin is a certified financial planner (CFP®) and chartered financial consultant (ChFC®). Her areas of expertise include, but are not limited to, the following: military benefits, risk mitigation, savings, cash-flow projections, life insurance and long-term care analysis, education planning, investment analysis, retirement planning, withdrawal strategies, tax-saving recommendations, and estate transfer planning.
Latest from Erin Kinkade, CFP®
Forbearance vs. Deferment for Student Loans: How They Compare and Which One to Choose
Struggling to make student loan payments? You may have options like forbearance or deferment. Both...
Student Loans for Parents With Bad Credit
A parent might have a bad credit score due to unforeseen hardships, a thin credit file, or even mistakes on a credit report....
HELOCs Without Prepayment Penalties
Some HELOC lenders charge prepayment penalties between 1% and 5% of the total loan amount to discourage borrowers from repaying the balance early....
HELOCs for Seniors: Should You Tap Into Home Equity for Retirement?
Our experts recommend home equity lines of credit (HELOCs) for seniors who need flexible financing...
Student Loans for Freshmen
If you are starting college for the first time or are the parent of a new college student, you likely need to know...
Can You Have a Cosigner on a HELOC?
If you’re looking to get approved for a home equity line of credit (HELOC) but are worried your credit score or income won’t...
What Is a Home Equity Agreement (HEA) and How Does It Work?
If you’re a homeowner, you may have several options to access some of the equity...
What Is the Best Way to Pay Off a HELOC?
A home equity line of credit, or HELOC, is a flexible tool that allows you to borrow against your home’s equity. But if...
CELOCs Explained: The Smart Way to Tap Commercial Property Equity
A commercial equity line of credit (CELOC) allows business owners and property investors to tap...
HELOCs for Co-ops: How They Work and Your Best Options
Getting a HELOC as a co-op owner may seem challenging, but it’s entirely possible with...