About Christy Rakoczy
Current Role
Personal finance writer
Expertise
- Student Loans
- Mortgages
- Insurance
Achievements
- CALI Excellence For The Future Award Winner
Degrees
- Bachelor's degree and certificate of business management from the University of Rochester, Juris Doctor from UCLA School of Law
Personal Finance Experience
Christy began her writing career in 2008 producing informational websites for attorneys after working for several years as a college instructor.
She soon transitioned into the field of personal finance, putting her law degree and business certification to use helping people better manage their money. Christy writes about all aspects of financial management, from learning how to budget to managing student loans.
Latest from Christy Rakoczy
Income-Contingent Repayment (ICR): How It Works & Who It’s Good For
An income-contingent repayment plan (ICR) is one option for repaying federal student loans. Payments are...
Best Mortgage Lenders
Finding the right mortgage lender can help to make your home more affordable. Check out our picks for the best mortgage lenders, including...
Prosper Personal Loans Review
Prosper loans are posted for individual investors to fund. Borrowers can qualify for a Prosper personal loan even if their credit isn't perfect,...
Cash-Out Refinance Calculator: How Much Could You Get?
A cash-out refinance loan allows you to refinance your current mortgage and turn home equity...
Mortgage Refinance Calculator: How Much Could You Save?
Refinancing a home makes sense if you can lower your monthly payments or take out...
Mortgage Calculator: Estimate Your Monthly Payment
Our mortgage calculator can help you get an estimate of your monthly payment and total...
Refinance Car Loan Calculator: How Much Could You Save?
An auto refinance loan might save you money on your car loan. Use our car...
Boat Loan Calculator: Estimate Your Payments
The cost of boat financing will be determined based on how much you borrow, the length of your loan, and your interest rates....
loanDepot Mortgage Review
Looking for help from a mortgage loan officer while still submitting documents online? loanDepot may be the ideal choice. loanDepot offers mortgage loans...
Best Mortgage Refinance Companies
A mortgage refinance loan could lower your rate or reduce your monthly payment—or both. Our picks for the best mortgage refinance companies include...