Christy Rakoczy

Christy Rakoczy

Christy Rakoczy is an experienced personal finance and legal writer who has been writing full time since 2008. She earned her JD at UCLA and graduated from the University of Rochester with a degree in media and communications. Her work has been featured on CNN Money, MSN Money, Yahoo Finance, USA Today, and more.

Articles by Christy Rakoczy:

03
Aug
Embrace Pet Insurance Review

Embrace Pet Insurance offers accident, illness, and wellness coverage for dogs and cats. You’ll get up to 90% back on your vet bills, and your deductible will be reduced $50 annually for each year you don’t make a claim.

Posted in: Pet Insurance, Reviews (2),
03
Aug
Figure Home Equity Line Review

Figure offers a loan called the Figure Home Equity Line. It’s an all-digital product, which means you can get approved virtually instantly and receive funding quickly. You can use loan funds for any purpose and interest rates are considered competitive.

Posted in: Home Equity, Reviews,
03
Aug
How to Take Out a Personal Loan to Pay Off Credit Card Debt

It can make sense to use a personal loan to pay off credit card debt if you can get one with a lower interest rate than your credit cards.

Posted in: Personal Loan Uses (1), Personal Loans,
03
Aug
ATV Loans & Other UTV Financing Options

ATV loans can help you afford the cost of an all-terrain vehicle. If you decide to get an ATV loan, it's important to consider all your financing options.

Posted in: Credit Cards, Personal Loan Uses (2), Personal Loans,
29
Jul
Best Medical Loans

There are a wide range of medical loans available to cover healthcare expenses. Find out how you can take out a medical loan and see the best options.

Posted in: Personal Loan Uses (1), Personal Loans,
21
Jul
College Ave vs. Sallie Mae Student Loan Comparison

College Ave offers private student loans and student loan refinancing, while Sallie Mae only offers private student loans. While both are great options, the best for you will depend on your situation.

Posted in: Student Loans,
16
Jul
Common Personal Loan Fees & Charges

Some personal loan lenders charge fees when you borrow. If you need to take out a personal loan, budget for the possibility of personal loan fees including an origination fee, application fee, and late payment fees.

Posted in: Personal Loans,
15
Jul
Earnest Student Loans Review

Earnest provides both private student loans and student loan refinancing. Known for flexible loan terms, Earnest is a lender worthy of consideration if you need to finance your education or refinance existing student debt.

Posted in: Student Loan Reviews, Student Loans,
09
Jul
30-Year Mortgage Rates

A 30-year mortgage is the most popular mortgage loan type in the United States. Rates are higher than on mortgages with shorter terms, as are total interest costs, but their monthly payments are the most affordable.

Posted in: Mortgages, Rates,
09
Jul
Point Home Equity Review: An Alternative Way to Sell Equity in Your Home

Point Home Equity will invest in your home equity, allowing you to access cash without borrowing. You don’t make monthly payments, but you will need to buy back your equity when you sell the home or by the end of your end of the term.

Posted in: Home Equity, Reviews,